Orange County property record for 11856 Waterstone Loop Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,378 sqft · built 2012 |
| Lot Size | 0.351 acres (15,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,090,000 (Jul 2019) |
| Tax Bill | $15,702 (2025) |
| Deeds & Mortgages | Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-23-27-9009-00-950 |
| Primary APN | 24-23-27-9009-00-950 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,378 sqft Living Area |
| Gross Area | 6,304 sqft |
| 1st Floor Area | 3,153 sqft |
| Utility Area | 16 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 15,307 sqft (0.351 acres) |
| Garage Type | Attached |
| Garage Area | 746 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 850 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11856 WATERSTONE LOOP DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | WATERSTONE 74/131 LOT 95 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | WATERSTONE |
| Legal Tract | 9009 |
| Legal Lot Number | 95 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 17115 |
Source: Orange County assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11856 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Prior Sale | May 19, 2011 · Amount on Record |
| Deed Document Number | 2019453305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 23, 2019 |
| Property Address | 11856 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5437 |
| Document Number | 0000453305 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 453305 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11856 WATERSTONE LOOP DR WINDERMERE FL 347865437, WINDERMERE, FL 34786-5437 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,000,584 (+2.7%) | $1,508,320 (-1.38%) Land $200,000 Building $1,308,320 | |
| 2025 | $15,702.00 (+3.49%) Homeowner's exemption | $974,278 (+6.38%) | $1,529,390 (+11.42%) Land $200,000 Building $1,329,390 |
| 2024 | $15,173.00 (+7.63%) | ||
| 2023 | $14,097.00 (+3.03%) Homeowner's exemption | $915,845 (+3%) | $1,372,577 (+24.44%) Land $200,000 Building $1,172,577 |
| 2022 | $13,682.00 Homeowner's exemption | $889,170 | $1,103,001 Land $200,000 Building $903,001 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Lumen Technologies.
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