1191 Sweeping Oaks Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1191 Sweeping Oaks Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 2001
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Nov 2020)
Tax Bill	$3,326 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T021100017`

Property Details

APN / Parcel Number

Primary APN	`T021100017`
Alternative APN	`3-0036-8858-00-0073.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	1,420 sqft
Basement Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T021100017
Street Address	1191 SWEEPING OAKS DR
City	SAINT CHARLES
State	MO
Zip	63304-5078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDDINGTON OAKS #6 LOT 73
Legal Subdivision	REDDINGTON OAKS #6
Legal Lot Number	73
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	3
Census Block	3003
Census Tract	311150

Owner

1191 Sweeping Oaks Dr is owned and occupied by two individuals who bought it in November 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1191 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Nov 4, 2020 · Amount on File
Deed Document Number	202085243
Prior Transfer Date	Nov 8, 2001
Prior Transfer Doc	0000112230
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 4, 2020
Property Address	1191 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5078
Document Number	0000085243
Instrument Date	Oct 29, 2020
Instrument	85243
Transaction Type	Transfer
Record Updated	Mar 4, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1191 SWEEPING OAKS DR ST CHARLES MO 633045078, ST CHARLES, MO 63304-5078

Mortgage

Document Number	85244
Date	Nov 4, 2020
Instrument	85244

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1191 Sweeping Oaks Dr was $3,326.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,994 (-)	$294,705 (-) Land $70,000 Building $224,705
2025	$3,326.00	$55,994	$294,705 Land $70,000 Building $224,705
2023		$50,743
2022			$267,067 Land $55,000 Building $212,067

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1191 Sweeping Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1191 Sweeping Oaks Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000