St. Charles County property record for 1188 Sweeping Oaks Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,546 sqft · built 2003 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,400 (Oct 2017) |
| Tax Bill | $3,775 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T021100050 |
| Primary APN | T021100050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,546 sqft Living Area |
| Gross Area | 3,492 sqft |
| 1st Floor Area | 1,569 sqft |
| Basement Area | 1,503 sqft |
| Finished Basement | 977 sqft |
| Unfinished Basement | 526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 100 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T021100050 |
|---|---|
| Street Address | 1188 SWEEPING OAKS DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-5065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDDINGTON OAKS #6 LOT 137 |
| Legal Subdivision | REDDINGTON OAKS #6 |
| Legal Lot Number | 137 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 311150 |
1188 Sweeping Oaks Dr is owned and occupied by two individuals who bought it in October 2017.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1188 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP |
| Oct 3, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2017 · Amount on File |
| Deed Sale | Oct 3, 2017 · Amount on File |
| Prior Sale | Sep 7, 2010 · Amount on File |
| Deed Document Number | 2017622820 |
| Deed Book / Page | 6817 / 1781 |
| Prior Transfer Date | Sep 25, 2017 |
| Prior Transfer Doc | 0068171781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1188 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073432239 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 7343/2239 |
| Instrument | 20200713000487060 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 3, 2017 |
| Property Address | 1188 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065 |
| Document Number | 0068171781 |
| Book / Page | 6817 / 1781 |
| Map Reference | MB 38 PG 171 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 20171003000622820 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | NATIONS TITLE AGENCY OF MISS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1188 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5065 |
| Document Number | 20171003000622830 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 20171003000622830 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 1188 Sweeping Oaks Dr was $3,775, up 5.8% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,602 (-) | $334,749 (-) Land $70,000 Building $264,749 | |
| 2025 | $3,775.00 (+5.8%) | $63,602 | $334,749 Land $70,000 Building $264,749 |
| 2024 | $3,568.00 | ||
| 2023 | $59,709 | ||
| 2022 | $314,259 Land $55,000 Building $259,259 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1188 Sweeping Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1188 Sweeping Oaks Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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