1191 River Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1191 River Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1986
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jun 2017)
Tax Bill	$4,586 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-26-04-C1-2`

Property Details

APN / Parcel Number

Primary APN	`28-37-26-04-C1-2`
Alternative APNs	`28-37-26-04-000C1.0-0002.00` `2835027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	2,619 sqft
1st Floor Area	1,802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	136 ft deep x 90 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	552 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	265 sqft
Deck Area	224 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2835027
Street Address	1191 RIVER DR NE
City	PALM BAY
State	FL
Zip	32905-4929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	HIGHLAND SHORES ESTATES LOT 2 BLK C1
Legal Range	37E
Legal Township	28S
Legal Section	26
Legal Subdivision	HIGHLAND SHORES ESTATES
Legal Block	C1
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	4
Census Block	4009
Census Tract	65123

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1191 RIVER DR NE, PALM BAY, FL 32905-4929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
May 24, 2017	Quit Claim Deed, Mortgage DHI MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2017 · Amount on File
Deed Sale	Jun 7, 2017 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	2017120056
Prior Transfer Date	May 24, 2017
Prior Transfer Doc	0000109439
Record Updated	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 7, 2017
Property Address	1191 RIVER DR NE, PALM BAY, FL 32905-4929
Document Number	0079090633
Book / Page	007909 / 000633
Instrument Date	Jun 1, 2017
Instrument	120056
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 RIVER DR NE PALM BAY FL 329054929, PALM BAY, FL 32905-4929

Mortgage

Document Number	79090635
Date	Jun 7, 2017
Book Page	007909/000635
Instrument	120057

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	May 24, 2017
Property Address	1191 RIVER DR NE, PALM BAY, FL 32905-4929
Document Number	0078972547
Book / Page	007897 / 002547
Instrument Date	May 24, 2017
Instrument	109439
Transaction Type	Mortgage
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1191 RIVER DR NE PALM BAY FL 329054929, PALM BAY, FL 32905-4929

Mortgage

Document Number	78972550
Date	May 24, 2017
Book Page	007897/002550
Instrument	109441

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,430 (+2.7%)	$381,920 (-1.16%)
2025	$4,586.00 (+2.34%) Homeowner's exemption	$291,560 (+5.98%)	$386,420 (+5.63%)
2024	$4,481.00 (+2.12%)
2023	$4,388.00 (+3.22%) Homeowner's exemption	$275,100 (+3%)	$365,830 (+7.04%) Land $115,000 Building $250,830
2022	$4,251.00 Homeowner's exemption	$267,090	$341,760 Land $100,000 Building $241,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	13 (1995–2017)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wire 3.

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