1151 River Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1151 River Dr NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,618 sqft · built 2002
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on File
Last Sale$424,982 (Oct 2019)
Tax Bill$5,033 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-26-01-C-8

Property Details

APN / Parcel Number

Primary APN28-37-26-01-C-8
Alternative APNs
  • 28-37-26-01-0000C.0-0008.00
  • 2834940

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,618 sqft Living Area
Gross Area3,571 sqft
1st Floor Area2,072 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area16,988 sqft (0.39 acres)
Lot Width200 ft Width
View / LotCanal Front
Garage TypeAttached
Garage Area343 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area610 sqft
Deck Area882 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2834940
Street Address1151 RIVER DR NE
CityPALM BAY
StateFL
Zip32905-4929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionTURKEY RIVER ESTATES LOT 8 BLK C & LOT 6 BLK C1 OF PB 16 PG 118 ALSO THAT PT OF VAC ST ON N LYING S OF RIVER DR OF PB 16 PG 118
Legal Range37E
Legal Township28S
Legal Section26
Legal SubdivisionTURKEY RIVER ESTATES
Legal BlockC
Legal Lot Number8
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group4
Census Block4009
Census Tract65123

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1151 RIVER DR NE, PALM BAY, FL 32905-4929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2019Warranty Deed, Transfer · Conventional Mortgage
SHELTER MORTGAGE COMPANY LLC
May 11, 2018Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2019 · Amount on File
Deed SaleOct 1, 2019 · Amount on File
Prior SaleMay 11, 2018 · Amount on File
Deed Document Number2019214076
Deed Book / Page8552 / 47
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 1, 2019
Property Address1151 RIVER DR NE, PALM BAY, FL 32905-4929
Document Number0085520047
Book / Page8552 / 0047
Map ReferenceMB 16 PG 118
Instrument DateSep 30, 2019
Instrument2019214076
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1267 LONG ST, 1267, ORLANDO, FL 32805-2545

Transferred To (Grantee/Buyer)

NameVerified Name
Address1151 RIVIERA DR NE, PALM BAY, FL 32905-3742

Mortgage

Document Number2019214077
DateOct 1, 2019
Instrument2019214077
Lender
NameSHELTER MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 11, 2018
Property Address1151 RIVER DR NE, PALM BAY, FL 32905-4929
Document Number0081612963
Book / Page008161 / 002963
Instrument DateMay 9, 2018
Instrument106355
Transaction TypeTransfer
Record UpdatedJun 1, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1151 RIVER DR NE PALM BAY FL 329054929, PALM BAY, FL 32905-4929

Mortgage

Document Number81612965
DateMay 11, 2018
Book Page008161/002965
Instrument106356
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 10, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$324,820 (+2.7%)$543,100 (-0.16%)
2025$5,033.00 (+4.44%) Homeowner's exemption$316,290 (+5.98%)$543,950 (+3.39%) Land $86,250 Building $457,700
2023$4,819.00 (+3.1%) Homeowner's exemption$298,430 (+3%)$526,140 (+12.86%) Land $86,250 Building $439,890
2022$4,674.00 Homeowner's exemption$289,740$466,180 Land $75,000 Building $391,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims13 (1995–2017)
Claims Outside the SFHA6 of 13
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 2 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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