11900 Centennial St, Peculiar, MO 64078 Property Records

Cass County property record for 11900 Centennial St, Peculiar, MO 64078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,194 sqft · built 2018
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Individual Names on File
Last Sale	$320,100 (Aug 2019)
Tax Bill	$11,724 (2025)
Deeds & Mortgages	Oct 2018 Construction Loan May 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`07-05-15-000-000-015.017`

Property Details

APN / Parcel Number

Primary APN	`07-05-15-000-000-015.017`
Alternative APN	`2706418`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area
Gross Area	3,852 sqft
1st Floor Area	1,612 sqft
Basement Area	1,612 sqft
Finished Basement	582 sqft
Unfinished Basement	1,030 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,763 sqft (0.293 acres)
Lot Dimensions	143 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	254 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2706418
Street Address	11900 CENTENNIAL ST
City	PECULIAR
State	MO
Zip	64078-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTENNIAL FARMS PHASE II LOT 44
Legal Subdivision	CENTENNIAL FARMS P-2
Legal Lot Number	44
Jurisdiction	CASS MO
Township / Civil Division	WEST PECULIAR
Census Block Group	1
Census Block	1008
Census Tract	61002

Owner

11900 Centennial St is owned and occupied by two individuals who acquired it in March 2026.

Source: Cass County records, as of April 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK OF THE MIDWEST
May 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 26, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Mar 23, 2026	Beneficiary Deed, Transfer
May 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 16, 2018	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK OF THE MIDWEST
Aug 26, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Aug 13, 2019	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Sep 27, 2018	Warranty Deed, Transfer SECURED TITLE INC, SECURED TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Prior Sale	Sep 27, 2018
Deed Document Number	2019649582
Deed Book / Page	4391 / 31
Last Transfer Date	Mar 9, 2026
Transfer Doc	0000781530
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004298/129
Date	Oct 16, 2018
Book Page	4298/129
Instrument	634758

Lender

Name	CENTRAL BANK OF THE MIDWEST
Type	Bank
Address	LEES SUMMIT, MO 64063

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616

Mortgage

Document Number	0004688/18
Date	May 18, 2021
Book Page	4688/18
Instrument	691629

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ASSURED QUALITY TITLE COMPANY, ASSURED QUALITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616

Mortgage

Document Number	0004546/74
Date	Aug 26, 2020
Book Page	4546/74
Instrument	671686

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CASS MO
Recording Date	Mar 23, 2026
Property Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616
Document Number	0005281/22
Book / Page	5281 / 22
Instrument Date	Mar 9, 2026
Instrument	781530
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616
Mail Care Of	DAVID ERIC HAYHURST AND BETH ANN HAYHURS

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616

Mortgage

Document Number	4688/18
Date	May 18, 2021
Book Page	4688/18
Instrument	691629

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4298/129
Date	Oct 16, 2018
Book Page	4298/129
Instrument	634758

Lender

Name	CENTRAL BANK OF THE MIDWEST
Type	Bank
Address	LEES SUMMIT, MO 64063

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASSURED QUALITY TITLE COMPANY, ASSURED QUALITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616

Mortgage

Document Number	4546/74
Date	Aug 26, 2020
Book Page	4546/74
Instrument	671686

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Aug 13, 2019
Property Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616
Document Number	004391/031
Book / Page	4391 / 031
Instrument Date	Aug 9, 2019
Instrument	649582
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616

Mortgage

Document Number	0004391116
Date	Aug 13, 2019
Instrument	4391/116

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Sep 27, 2018
Property Address	11900 CENTENNIAL ST, PECULIAR, MO 64078-2616
Document Number	004293/056
Book / Page	4293 / 056
Instrument Date	Sep 25, 2018
Instrument	633817
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SECURED TITLE INC, SECURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11790 CENTENNIAL ST, PECULIAR, MO 64078-2586
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 11900 Centennial St was $11,724, up 177.2% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Peculiar City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,724.00 (+177.23%)	$61,710 Land $9,220 Building $52,490	$324,770 Land $48,510 Building $276,260
2024	$4,229.00 (+0.64%)
2023	$4,202.00 (+4,568.89%)	$53,570 (+12.02%) Land $8,380 Building $45,190	$281,920 Land $44,100 Building $237,820
2022	$90.00	$47,820 Land $8,380 Building $39,440
2021			$251,660 Land $44,100 Building $207,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11900 Centennial St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	31 (1982–2017)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2008 · 7 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 5 claims Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11900 Centennial St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECULIAR PWS serves 6,226 people · EPA ID MO1010633
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Spectrum.

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