11809 Centennial St, Peculiar, MO 64078 Property Records

Cass County property record for 11809 Centennial St, Peculiar, MO 64078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,182 sqft · built 2019
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$17,052 (2025)
Deeds & Mortgages	May 2019 Construction Loan Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-05-15-000-000-015.053`

Property Details

APN / Parcel Number

Primary APN	`07-05-15-000-000-015.053`
Alternative APN	`2706454`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,182 sqft Living Area
1st Floor Area	2,182 sqft
Basement Area	2,182 sqft
Finished Basement	1,202 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	980 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	56 sqft
Patio Area	580 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	2706454
Street Address	11809 CENTENNIAL ST
City	PECULIAR
State	MO
Zip	64078-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTENNIAL FARMS PHASE II LOT 40
Legal Range	32
Legal Township	45
Legal Section	15
Legal Subdivision	CENTENNIAL FARMS P-2
Legal Phase	2
Legal Lot Number	40
Jurisdiction	CASS MO
Township / Civil Division	WEST PECULIAR
Census Block Group	1
Census Block	1011
Census Tract	61002

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11809 CENTENNIAL ST, PECULIAR, MO 64078-2615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK
Oct 22, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Apr 23, 2019	Warranty Deed, Transfer SECURED TITLE/KANSAS CITY, SECURED TTL OF KS CITY RAYM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019
Deed Sale	Oct 22, 2019
Prior Sale	Apr 23, 2019
Deed Document Number	4419/055
Deed Book / Page	4419 / 055
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	11809 CENTENNIAL ST, PECULIAR, MO 64078-2615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4361/062
Date	May 22, 2019
Book Page	4361/062
Instrument	644967

Lender

Name	CENTRAL BANK
Type	Bank
Address	LEES SUMMIT, MO 64063

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Oct 22, 2019
Property Address	11809 CENTENNIAL ST, PECULIAR, MO 64078-2615
Document Number	4419/055
Book / Page	4419 / 055
Instrument Date	Oct 17, 2019
Instrument	653858
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11809 CENTENNIAL ST, PECULIAR, MO 64078-2615

Mortgage

Document Number	653859
Date	Oct 22, 2019
Instrument	653859

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Apr 23, 2019
Property Address	11809 CENTENNIAL ST, PECULIAR, MO 64078-2615
Document Number	4351/070
Book / Page	4351 / 070
Instrument Date	Apr 22, 2019
Instrument	643381
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	SECURED TITLE/KANSAS CITY, SECURED TTL OF KS CITY RAYM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11790 HIGHWAY Z, NELSON, MO 65347-2208

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Peculiar City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,052.00 (+170.88%)	$89,750 (+11.84%) Land $9,530 Building $80,220	$472,350 (+11.83%) Land $50,160 Building $422,190
2023	$6,295.00 (+4,668.94%)	$80,250 (+14.86%) Land $8,660 Building $71,590	$422,390 (+14.85%) Land $45,600 Building $376,790
2022	$132.00	$69,870 Land $8,660 Building $61,210
2021			$367,780 Land $45,600 Building $322,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	31 (1982–2017)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2008 · 7 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 5 claims Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECULIAR PWS serves 6,226 people · EPA ID MO1010633
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Spectrum.

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