1190 S Gale Rd, Davison, MI 48423 Property Records

Genesee County property record for 1190 S Gale Rd, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,976 sqft · built 1996
Lot Size	10.9 acres (477,418 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Feb 2019)
Tax Bill	$4,891 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Nov 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-17-200-009`

Property Details

APN / Parcel Number

Primary APN	`05-17-200-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,976 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	477,418 sqft (10.9 acres)
Lot Dimensions	1,416 ft deep x 337 ft wide
Garage Area	1,112 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1190 S GALE RD
City	DAVISON
State	MI
Zip	48423-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT AVAILA
Legal Description	A POL BEG S 01 DEG 48 MIN 58 SEC E 1700 FT FROM NE COR OF SEC TH S 88 DEG 15 MIN 15 SEC W 1463.20 FT TO N R/W OF I-69 TH
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	2
Census Block	2007
Census Tract	11713

Owner

1190 S Gale Rd is owned and occupied by two individuals who bought it in February 2019.

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1190 S GALE RD, DAVISON, MI 48423-2508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Nov 14, 2017	Warranty Deed, Transfer DEVON TITLE COMPANY
Oct 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage ELGA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2019 · Amount on File
Deed Sale	Feb 25, 2019 · Amount on File
Prior Sale	Nov 14, 2017 · Amount on File
Deed Document Number	20198317
Prior Transfer Date	Sep 29, 2017
Prior Transfer Doc	0000066962
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 25, 2019
Property Address	1190 S GALE RD, DAVISON, MI 48423-2508
Document Number	201902250008317
Instrument Date	Feb 14, 2019
Instrument	201902250008317
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TRANSNATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,711.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1190 S GALE RD, 1190, DAVISON, MI 48423-2508

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1057 WILLIAMSON CIR, PONTIAC, MI 48340-3314

Mortgage

Document Number	201902250008318
Date	Feb 25, 2019
Instrument	201902250008318

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 14, 2017
Property Address	1190 S GALE RD, DAVISON, MI 48423-2508
Document Number	0000071317
Instrument Date	Oct 5, 2017
Instrument	71317
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,406.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 S GALE RD DAVISON MI 484232508, DAVISON, MI 48423-2508

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 19, 2017
Property Address	1190 S GALE RD, DAVISON, MI 48423-2508
Document Number	0000066962
Instrument Date	Sep 29, 2017
Instrument	66962
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1190 S GALE RD DAVISON MI 484232508, DAVISON, MI 48423-2508

Mortgage

Document Number	66963
Date	Oct 19, 2017
Instrument	66963

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 18, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1190 S Gale Rd was $4,891 with a homeowner's exemption, up 1.9% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Davison Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,400 (+3.23%) Land $54,800 Building $101,600	$312,800 (+3.23%) Land $109,600 Building $203,200
2025	$4,891.00 (+1.87%) Homeowner's exemption	$151,500	$303,000
2024	$4,801.00
2023		$127,000	$254,000
2019	$3,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1190 S Gale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1190 S Gale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon, Xfinity.

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