1114 S Gale Rd, Davison, MI 48423 Property Records

Genesee County property record for 1114 S Gale Rd, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,862 sqft · built 1994
Lot Size	10.6 acres (464,785 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Sep 2002)
Tax Bill	$5,350 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-17-200-006`

Property Details

APN / Parcel Number

Primary APN	`05-17-200-006`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,862 sqft
Basement Area	1,862 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	464,785 sqft (10.6 acres)
Lot Dimensions	1,550 ft deep x 300 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1114 S GALE RD
City	DAVISON
State	MI
Zip	48423-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT AVAILA
Legal Description	A POL BEG S 01 DEG 46 MIN 58 SEC E 1100 FT FROM NE COR OF SEC TH S 88 DEG 15 MIN 15 SEC W 1550 FT TH S 01 DEG 45 MIN 58 SEC E
Legal Range	08E
Legal Township	07N
Legal Section	17
Legal Subdivision	HITCHCOCK ACRES
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	2
Census Block	2007
Census Tract	11713

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1114 S GALE RD, DAVISON, MI 48423-2508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 10, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DORT FCU
Aug 23, 2019	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC
Dec 26, 2018	Deed of Trust, Mortgage · FHA Mortgage CASON HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2002 · Amount on Record
Deed Sale	Sep 26, 2002 · Amount on Record
Deed Document Number	2002107209
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1114 S GALE RD, DAVISON, MI 48423-2508
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 GALE RD, DAVISON, MI 48423-2508

Mortgage

Document Number	0000028752
Date	Apr 29, 2024
Instrument	202404290028752

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1114 S GALE RD, DAVISON, MI 48423-2508
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 S GALE RD, DAVISON, MI 48423-2508

Mortgage

Document Number	0000005659
Date	Jan 31, 2022
Instrument	202201310005659

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1114 S GALE RD, DAVISON, MI 48423-2508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MI TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001643
Date	Jan 10, 2020
Instrument	202001100001643

Lender

Name	DORT FCU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2030

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1114 S GALE RD, DAVISON, MI 48423-2508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055981
Date	Aug 23, 2019
Instrument	201908230055981

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FLOURTOWN, PA 19031

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1114 S GALE RD, DAVISON, MI 48423-2508
Document Number	0000000452
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1114 S GALE RD DAVISON MI 484232508, DAVISON, MI 48423-2508

Mortgage

Document Number	0000000452
Date	Jan 3, 2019
Instrument	452

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2049

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Davison Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,600 (+8.67%) Land $53,700 Building $171,900	$451,200 (+8.67%) Land $107,400 Building $343,800
2025	$5,350.00 (+1.81%) Homeowner's exemption	$207,600 (+16.69%)	$415,200 (+16.69%)
2024	$5,255.00 (+57.43%)
2023		$177,900	$355,800
2019	$3,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

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