1190 Royal Blvd, Elgin, IL 60123 Property Records

Kane County property record for 1190 Royal Blvd, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 1972
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Apr 2021)
Tax Bill	$6,519 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-10-252-033`

Property Details

APN / Parcel Number

Primary APN	`06-10-252-033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	1,356 sqft
Basement Area	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Width	63 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1190 ROYAL BLVD
City	ELGIN
State	IL
Zip	60123-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY AIRE SUB UNIT 4 LOT 17 BLOCK 5
Legal Subdivision	COUNTRY AIRE SUB
Legal Block	5
Legal Lot Number	17
Legal Unit	4-17
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2009
Census Tract	851000

Owner

1190 Royal Blvd is owned and occupied by two individuals who bought it in April 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1190 ROYAL BLVD, ELGIN, IL 60123-1813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Mar 17, 2020	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Prior Sale	Jul 7, 2014 · Amount on File
Deed Document Number	202132503
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 26, 2021
Property Address	1190 ROYAL BLVD, ELGIN, IL 60123-1813
Document Number	0000032503
Instrument Date	Apr 9, 2021
Instrument	2021K032503
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1190 ROYAL BLVD, 1190, ELGIN, IL 60123-1813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 ROYAL BLVD, ELGIN, IL 60123-1813

Mortgage

Document Number	0000032504
Date	Apr 26, 2021
Instrument	2021K032504

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate	2.87%

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	1190 ROYAL BLVD, ELGIN, IL 60123-1813
Document Number	0000016593
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 ROYAL BLVD ELGIN IL 601231813, ELGIN, IL 60123-1813

Mortgage

Document Number	0000016593
Date	Apr 2, 2020
Instrument	16593

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1190 Royal Blvd was $6,519 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,519.00 Homeowner's exemption	$93,451 (+8.57%) Land $26,166 Building $67,285	$280,465 (+8.57%) Land $78,529 Building $201,936
2024		$86,075 Land $24,101 Building $61,974	$258,328 Land $72,332 Building $185,996
2022	$5,628.00 (+4.65%) Homeowner's exemption	$70,905 (+6.96%) Land $19,853 Building $51,052	$212,715 (+6.96%) Land $59,559 Building $153,156
2021	$5,378.00 Homeowner's exemption	$66,291 Land $18,561 Building $47,730	$198,873 Land $55,683 Building $143,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1190 Royal Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1190 Royal Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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