1190 Locke Ave, Simi Valley, CA 93065 Property Records

Ventura County property record for 1190 Locke Ave, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,612 sqft · built 1962
Lot Size	0.225 acres (9,790 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Sep 2020)
Tax Bill	$8,726 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`640-0-206-055`

Property Details

APN / Parcel Number

Primary APN	`640-0-206-055`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	9,790 sqft (0.225 acres)
Lot Dimensions	110 ft deep x 89 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	16 sqft
Patio Area	264 sqft

Location & Zoning

Street Address	1190 LOCKE AVE
City	SIMI VALLEY
State	CA
Zip	93065-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT: 126500 LOT: 102 REF: 031MR 035
Legal Subdivision	1265 SIMI VLY
Legal Tract	126500
Legal Block	206
Legal Lot Number	102
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1012
Census Tract	7505

Owner

1190 Locke Ave is owned and occupied by two individuals who bought it in September 2020.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1190 LOCKE AVE, SIMI VALLEY, CA 93065-4431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Grant Deed, Transfer · Conventional Mortgage CAPSTONE DIRECT INC
Aug 16, 2017	Grant Deed, Transfer · VA Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Prior Sale	Aug 16, 2017 · Amount on File
Deed Document Number	2020149328
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 18, 2020
Property Address	1190 LOCKE AVE, SIMI VALLEY, CA 93065-4431
Document Number	0000149328
Map Reference	MB 31 PG 35
Instrument Date	Aug 24, 2020
Instrument	20200918-00149328
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1190 LOCKE AVE, SIMI VALLEY, CA 93065-4431

Mortgage

Document Number	0000149329
Date	Sep 18, 2020
Instrument	20200918-00149329

Lender

Name	CAPSTONE DIRECT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 16, 2017
Property Address	1190 LOCKE AVE, SIMI VALLEY, CA 93065-4431
Document Number	0000105954
Instrument Date	Aug 14, 2017
Instrument	105954
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1307 OSTRICH HILL RD OXNARD CA 930366253, OXNARD, CA 93036-6253

Mortgage

Document Number	105955
Date	Aug 16, 2017
Instrument	105955

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1190 Locke Ave was $8,726, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$739,733 (+2%) Land $480,828 Building $258,905
2025	$8,726.00 (+1.12%)	$725,229 Land $471,400 Building $253,829
2024	$8,629.00 (+6.29%)
2023	$8,118.00 (+0.14%)	$697,068 Land $453,095 Building $243,973
2022	$8,107.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1190 Locke Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	2 (1998–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1190 Locke Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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