1159 Locke Ave, Simi Valley, CA 93065 Property Records

Ventura County property record for 1159 Locke Ave, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,612 sqft · built 1962
Lot Size	0.226 acres (9,856 sqft)
Owner	Individual Name on File
Last Sale	$820,000 (Mar 2022)
Tax Bill	$10,315 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`640-0-205-205`

Property Details

APN / Parcel Number

Primary APN	`640-0-205-205`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Block
Construction Type	Frame
Lot Area	9,856 sqft (0.226 acres)
Lot Dimensions	112 ft deep x 88 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	16 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1159 LOCKE AVE
City	SIMI VALLEY
State	CA
Zip	93065-4430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT: 126500 LOT: 91 REF: 031MR 035
Legal Subdivision	TRACT NO 1265
Legal Tract	126500
Legal Block	205
Legal Lot Number	91
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1007
Census Tract	7505

Owner

1159 Locke Ave is owned and occupied by an individual who bought it in March 2022.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1159 LOCKE AVE, SIMI VALLEY, CA 93065-4430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Apr 19, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 9, 2022	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 20, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jan 17, 2019	Intrafamily Transfer, Transfer LAWYERS TITLE
Feb 16, 2018	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on File
Deed Sale	Mar 9, 2022 · Amount on File
Prior Sale	Feb 16, 2018 · Amount on File
Deed Document Number	202231926
Prior Transfer Date	Jul 28, 2021
Prior Transfer Doc	0000144413
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1159 LOCKE AVE, SIMI VALLEY, CA 93065-4430
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 LOCKE AVE, SIMI VALLEY, CA 93065-4430

Mortgage

Document Number	0000013968
Date	Feb 23, 2026
Instrument	2026000013968

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 18, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1159 LOCKE AVE, SIMI VALLEY, CA 93065-4430
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 LOCKE AVE, SIMI VALLEY, CA 93065-4430
Investor	Possibly a Property Investor

Mortgage

Document Number	0000079287
Date	Apr 19, 2021
Instrument	20210419-00079287

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 9, 2022
Property Address	1159 LOCKE AVE, SIMI VALLEY, CA 93065-4430
Document Number	2022000031926
Map Reference	MB 31 PG 35
Instrument Date	Feb 18, 2022
Instrument	2022000031926
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 LOCKE AVE, SIMI VALLEY, CA 93065-4430

Mortgage

Document Number	2022000031927
Date	Mar 9, 2022
Instrument	2022000031927

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Aug 3, 2021
Property Address	1159 LOCKE AVE, SIMI VALLEY, CA 93065-4430
Document Number	0000144413
Map Reference	MB 31 PG 35
Instrument Date	Jul 28, 2021
Instrument	20210803-00144413
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1159 LOCKE AVE, SIMI VALLEY, CA 93065-4430

Mortgage

Document Number	0000144414
Date	Aug 3, 2021
Instrument	20210803-00144414

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1159 LOCKE AVE, SIMI VALLEY, CA 93065-4430
Document Number	0000014298
Instrument Date	Jan 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 LOCKE AVE SIMI VALLEY CA 930654430, SIMI VALLEY, CA 93065-4430

Mortgage

Document Number	0000014298
Date	Feb 3, 2020
Instrument	14298

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jan 17, 2019
Property Address	1159 LOCKE AVE, SIMI VALLEY, CA 93065-4430
Document Number	0000004648
Map Reference	MB 31 PG 35
Instrument Date	Jan 14, 2019
Instrument	20190117-00004648
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 LOCKE AVE, SIMI VALLEY, CA 93065-4430

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 16, 2018
Property Address	1159 LOCKE AVE, SIMI VALLEY, CA 93065-4430
Document Number	0000019654
Map Reference	MB31 PG35
Instrument Date	Aug 10, 2017
Instrument	20180216-00019654
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1159 LOCKE AVE, SIMI VALLEY, CA 93065-4430
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019655
Date	Feb 16, 2018
Instrument	20180216-00019655

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1159 Locke Ave was $10,315, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$887,593 (+2%) Land $576,937 Building $310,656
2025	$10,315.00 (+1.13%)	$870,190 Land $565,625 Building $304,565
2024	$10,200.00 (+6.28%)
2023	$9,597.00 (+21.62%)	$836,400 Land $543,660 Building $292,740
2022	$7,891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1159 Locke Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	2 (1998–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1159 Locke Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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