1190 Bellingham Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1190 Bellingham Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,695 sqft · built 2014
Lot Size	0.158 acres (6,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Aug 2018)
Tax Bill	$9,108 (2025)
Deeds & Mortgages	Oct 2020 Second Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`122-610-24-00`

Property Details

APN / Parcel Number

Primary APN	`122-610-24-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,695 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	6,878 sqft (0.158 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1190 BELLINGHAM DR
City	OCEANSIDE
State	CA
Zip	92057-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-MP-1
Legal Description	LOT 24 TR 015823
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015823
Legal Block	3
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1190 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VALLEY STRONG CU
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 31, 2018	Affidavit of Death, Transfer STEWART TITLE
Aug 31, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Apr 25, 2014 · Amount on Record
Deed Document Number	2018359835
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1190 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CALATLANTIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 BELLINGHAM DR, OCEANSIDE, CA 92057-2736

Mortgage

Document Number	0000612334
Date	Oct 9, 2020
Instrument	2020-0612334

Lender

Name	VALLEY STRONG CU
Type	Credit Union
Address	BAKERSFIELD, CA 93311

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2030

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1190 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 BELLINGHAM DR, OCEANSIDE, CA 92057-2736

Mortgage

Document Number	0000737249
Date	Oct 22, 2021
Instrument	2021-0737249

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1190 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Document Number	0000281420
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1190 BELLINGHAM DR OCEANSIDE CA 920572736, OCEANSIDE, CA 92057-2736

Mortgage

Document Number	0000281420
Date	Jun 3, 2020
Instrument	281420

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1190 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Document Number	0000270354
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1190 BELLINGHAM DR OCEANSIDE CA 920572736, OCEANSIDE, CA 92057-2736

Mortgage

Document Number	0000270354
Date	Jul 9, 2019
Instrument	270354

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2018
Property Address	1190 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Document Number	0000361434
Instrument Date	Aug 9, 2018
Instrument	361434
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 BELLINGHAM DR OCEANSIDE CA 920572736, OCEANSIDE, CA 92057-2736

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2018
Property Address	1190 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Document Number	0000359835
Map Reference	MAP 15823
Instrument Date	Aug 9, 2018
Instrument	2018-0359835
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1190 BELLINGHAM DR, OCEANSIDE, CA 92057-2736
Investor	Possibly a Property Investor

Mortgage

Document Number	0000359836
Date	Aug 31, 2018
Instrument	2018-0359836

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$830,609 (+2%) Land $312,784 Building $517,825
2025	$9,108.00 (+3.46%) Homeowner's exemption	$814,323 (+4.04%) Land $306,651 Building $507,672
2023	$8,803.00 (+1.65%) Homeowner's exemption	$782,704 Land $294,745 Building $487,959
2022	$8,660.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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