San Diego County property record for 1187 Bellingham Dr, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,695 sqft · built 2014 |
| Lot Size | 0.139 acres (6,051 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Oct 2022) |
| Tax Bill | $11,982 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-610-45-00 |
| Primary APN | 122-610-45-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,695 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 6,051 sqft (0.139 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1187 BELLINGHAM DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-2736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 97 TR 015823 |
| Legal Subdivision | MORRO HILLS VILLAGE |
| Legal Tract | 015823 |
| Legal Block | 3 |
| Legal Lot Number | 97 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 18619 |
Source: San Diego County records · APN 122-610-45-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1187 BELLINGHAM DR, OCEANSIDE, CA 92057-2736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Oct 03, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2022 · Amount on Record |
| Deed Sale | Oct 03, 2022 · Amount on Record |
| Prior Sale | Jul 07, 2014 · Amount on Record |
| Deed Document Number | 2022386769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1187 BELLINGHAM DR, OCEANSIDE, CA 92057-2736 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 1187 BELLINGHAM DR, OCEANSIDE, CA 92057-2736 |
| Document Number | 0000073155 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026-0073155 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 03, 2022 |
| Property Address | 1187 BELLINGHAM DR, OCEANSIDE, CA 92057-2736 |
| Document Number | 0000386769 |
| Map Reference | MAP 15823 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022-0386769 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1187 BELLINGHAM DR, OCEANSIDE, CA 92057-2736 |
| Document Number | 0000386770 |
|---|---|
| Date | Oct 03, 2022 |
| Instrument | 2022-0386770 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,061,207 (+2%) Land $785,293 Building $275,914 | |
| 2025 | $11,982.00 (+0.03%) Homeowner's exemption | $1,040,400 (+4.04%) Land $769,896 Building $270,504 |
| 2024 | $11,979.00 (+2.23%) | |
| 2023 | $11,718.00 (+37.07%) Homeowner's exemption | $1,000,000 Land $740,000 Building $260,000 |
| 2022 | $8,549.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186193, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force 6 of 6 on primary residences |
| Wildfire Risk | Moderate above 40% of the US · above 24% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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