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1190 7th St, Monterey, CA 93940 Property Records

Monterey County property record for 1190 7th St, Monterey, CA 93940

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 1,828 sqft · built 1983
Lot Size0.092 acres (4,000 sqft)
Owner2 Individual Names on Record
Last Sale$1,455,000 (Feb 2024)
Tax Bill$16,986 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Nov 2022 Sale
Flood ZoneZone X (minimal risk)
APN001-848-007-000

Property Details

APN / Parcel Number

Primary APN001-848-007-000
Alternative APN
  • 001-848-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area1,828 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,000 sqft (0.092 acres)
Garage Area611 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number001-848-007
Street Address1190 7TH ST
CityMONTEREY
StateCA
Zip93940-3625
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionOAK GROVE ADD NLY 1/2 OF LOT 2 & 4 BLK 16
Legal SubdivisionOAK GROVE ADD
Legal Block16
Legal Lot Number2,4
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2010
Census Tract13000

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1190 7TH ST, MONTEREY, CA 93940-3625
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Nov 18, 2022Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2024 · Amount on Record
Deed SaleFeb 27, 2024 · Amount on Record
Prior SaleNov 18, 2022 · Amount on Record
Deed Document Number20246732
Record UpdatedOct 29, 2026

February 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateFeb 27, 2024
Property Address1190 7TH ST, MONTEREY, CA 93940-3625
Document Number0000006732
Map ReferenceVOL 1 PG 20
Instrument DateFeb 22, 2024
Instrument2024006732
Transaction TypeTransfer
Record UpdatedMar 12, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1190 7TH ST, MONTEREY, CA 93940-3625

Mortgage

Document Number0000006733
DateFeb 27, 2024
Instrument2024006733
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

November 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateNov 18, 2022
Property Address1190 7TH ST, MONTEREY, CA 93940-3625
Document Number0000049028
Map ReferenceVOL 1 PG 20
Instrument DateNov 7, 2022
Instrument2022049028
Transaction TypeTransfer
Record UpdatedDec 2, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 CYPRESS WAY, CARMEL, CA 93923-9605

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,503,378 (+2%) Land $936,360 Building $567,018
2025$16,986.00 (+41.16%) Homeowner's exemption$1,473,900 (+33.99%) Land $918,000 Building $555,900
2023$12,033.00 (+418.66%)$1,100,000 Land $550,000 Building $550,000
2022$2,320.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile.

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