1155 7th St, Monterey, CA 93940 Property Records

Monterey County property record for 1155 7th St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,407 sqft · built 1916
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on Record
Last Sale	$231,000 (Oct 2024)
Tax Bill	$11,981 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-845-011-000`

Property Details

APN / Parcel Number

Primary APN	`001-845-011-000`
Alternative APN	`001-845-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,407 sqft Living Area
1st Floor Area	1,407 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-845-011
Street Address	1155 7TH ST
City	MONTEREY
State	CA
Zip	93940-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK GROVE ADD LOT 11, 13, 15 BLK 14
Legal Subdivision	OAK GROVE ADD
Legal Block	14
Legal Lot Number	11,13
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2007
Census Tract	13000

Owner

Source: Monterey County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13 GREENWOOD WAY, MONTEREY, CA 93940-5814
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Intrafamily Transfer, Transfer
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024 · Amount on Record
Deed Sale	Oct 11, 2024 · Amount on Record
Deed Document Number	202438384
Last Transfer Date	Jan 30, 2025
Transfer Doc	0000004231
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 12, 2023
Property Address	1155 7TH ST, MONTEREY, CA 93940-3624
Document Number	0000021193
Map Reference	VOL 1 PG 20
Instrument Date	Jul 10, 2023
Instrument	2023021193
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	111 SAN BENANCIO RD, SALINAS, CA 93908-9144

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1155 7TH ST, MONTEREY, CA 93940-3624
Transaction Type	Mortgage
Record Updated	Feb 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SAN BENANCIO RD, SALINAS, CA 93908-9144

Mortgage

Document Number	0000003285
Date	Jan 21, 2022
Instrument	2022003285

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1155 7TH ST, MONTEREY, CA 93940-3624
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SOUTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SAN BENANCIO RD, SALINAS, CA 93908-9144

Mortgage

Document Number	0000074876
Date	Nov 2, 2021
Instrument	2021074876

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,055,370 (+2%) Land $811,824 Building $243,546
2025	$11,981.00 (+1,199.46%)	$1,034,677 (+1,275.15%) Land $795,906 Building $238,771
2023	$922.00 (+1.43%)	$75,241 (+2%) Land $70,579 Building $4,662
2022	$909.00	$73,767 Land $69,196 Building $4,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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