Middlesex County and Reading Town property record for 119 Winthrop Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,980 sqft · built 1950 |
| Lot Size | 0.174 acres (7,597 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Oct 2016) |
| Tax Bill | $7,943 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Mar 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:027.0-0000-0247.0 |
| Primary APN | READ M:027.0-0000-0247.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 2,241 sqft |
| 1st Floor Area | 810 sqft |
| Basement Area | 1,130 sqft |
| Finished Basement | 720 sqft |
| Unfinished Basement | 410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,597 sqft (0.174 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1120000000270 |
|---|---|
| Street Address | 119 WINTHROP AVE |
| City | READING |
| State | MA |
| Zip | 01867-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records · APN READ M:027.0-0000-0247.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 WINTHROP AVE, READING, MA 01867-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 15, 2025 | Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION |
| Mar 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB |
| Apr 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Sep 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Mar 02, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Sep 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB |
| Jun 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2016 · Amount on Record |
| Deed Sale | Oct 05, 2016 · Amount on Record |
| Prior Sale | Apr 14, 1992 · Amount on Record |
| Deed Book / Page | 68160 / 44 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 119 WINTHROP AVE, READING, MA 01867-2050 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084093-372 |
|---|---|
| Date | May 15, 2025 |
| Book Page | 84093/372 |
| Instrument | 52810 |
| Name | MASS BAY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 119 WINTHROP AVE, READING, MA 01867-2050 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077237-462 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 77237/462 |
| Instrument | 58312 |
| Name | FIRST SB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 119 WINTHROP AVE, READING, MA 01867-2050 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0072466-26 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 72466/26 |
| Instrument | 47307 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 119 WINTHROP AVE, READING, MA 01867-2050 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 073321-354 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 73321/354 |
| Instrument | 144175 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 119 WINTHROP AVE, READING, MA 01867-2050 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0074222-52 |
|---|---|
| Date | Mar 02, 2020 |
| Book Page | 74222/52 |
| Instrument | 31627 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 119 WINTHROP AVE, READING, MA 01867-2050 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 075732-278 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 75732/278 |
| Instrument | 172421 |
| Name | FIRST SB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 119 WINTHROP AVE, READING, MA 01867-2050 |
| Document Number | 69553-555 |
| Book / Page | 069553 / 000555 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69553-555 |
|---|---|
| Date | Jul 05, 2017 |
| Book Page | 069553/000555 |
| Instrument | 103707 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 04, 2047 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,943.00 (+1.16%) | $697,400 (+4.09%) Land $472,900 Building $224,500 | $813,770 (+2.54%) |
| 2024 | $7,852.00 (+3.23%) | $670,000 (+10.91%) Land $454,300 Building $215,700 | $793,630 |
| 2023 | $7,606.00 | $604,100 Land $409,600 Building $194,500 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 368 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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