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119 Water St, Frederick, MD 21701 Property Records

Frederick County property record for 119 Water St, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details1.5 ba · 834 sqft · built 1900
Lot Size0.028 acres (1,213 sqft)
Owner2 Individual Names on Record
Last Sale$197,000 (Jun 2020)
Tax Bill$4,056 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-017644

Property Details

APN / Parcel Number

Primary APN02-017644
Alternative APNs
  • 2017644
  • 017644

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area834 sqft Living Area
1st Floor Area534 sqft
AtticAttic
Attic Area240 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTownhouse
Construction TypeFrame
Roof TypeSawtooth
Roof MaterialMetal
Lot Area1,213 sqft (0.028 acres)
Lot Dimensions97 ft deep x 2 ft wide

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number017644
Street Address119 WATER ST
CityFREDERICK
StateMD
Zip21701-5621
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeDR
Legal DescriptionLT 12 1/2 X 97 119 WATER ST FREDERICK
Legal SubdivisionMARY A WELTYS ADD
Legal Lot Number12
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2023
Census Tract772200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address203 S VERMONT AVE, ROYAL OAK, MI 48067-2934
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2020 · Amount on Record
Deed SaleJun 24, 2020 · Amount on Record
Prior SaleDec 3, 2013 · Amount on Record
Deed Book / Page13839 / 476
Record UpdatedOct 29, 2026

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 24, 2020
Property Address119 WATER ST, FREDERICK, MD 21701-5621
Document Number0138390476
Book / Page13839 / 476
Map ReferenceMB WIP 13 PL 376
Instrument DateJun 15, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$985.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address119 WATER ST, FREDERICK, MD 21701-5621

Mortgage

Document Number0013839481
DateJun 24, 2020
Instrument13839/481
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$241,833 (+43.15%)$290,700 (+33.72%) Land $165,000 Building $125,700
2025$4,056.00 (+29.83%)
2023$3,124.00 Homeowner's exemption$168,933$217,400 Land $115,000 Building $102,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1982–1996)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 2,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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