Frederick County property record for 115 Water St, Frederick, MD 21701 · Last verified April 2026
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 750 sqft · built 1885 |
| Lot Size | 0.025 acres (1,088 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Sep 2025) |
| Tax Bill | $3,577 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-037092 |
| Primary APN | 02-037092 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 750 sqft Living Area |
| Gross Area | 846 sqft |
| 1st Floor Area | 450 sqft |
| Attic | Attic |
| Attic Area | 150 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 1,088 sqft (0.025 acres) |
| Lot Dimensions | 87 ft deep x 12.5 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 96 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 037092 |
|---|---|
| Street Address | 115 WATER ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5621 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 12.5 X 87 115 WATER ST FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 115 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 772200 |
Source: Frederick County records · APN 02-037092
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6961 COUNTRY CLUB TER, NEW MARKET, MD 21774-6717 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed, Transfer · Stand-Alone First Mortgage DAVIS TRUST COMPANY |
| May 03, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2025 · Amount on Record |
| Deed Sale | Sep 05, 2025 · Amount on Record |
| Prior Sale | Jun 30, 2022 · Amount on Record |
| Deed Book / Page | 17500 / 256 |
| Prior Transfer Date | Apr 15, 2022 |
| Prior Transfer Doc | 0158970176 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 30, 2022 |
| Property Address | 115 WATER ST, FREDERICK, MD 21701-5621 |
| Document Number | 0160130275 |
| Book / Page | 16013 / 275 |
| Map Reference | MB 14 PG 134 |
| Instrument Date | Jun 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2771 PECKS DR, WOODBINE, MD 21797-9477 |
| Document Number | 0016013279 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 16013/279 |
| Name | DAVIS TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 03, 2022 |
| Property Address | 115 WATER ST, FREDERICK, MD 21701-5621 |
| Document Number | 0158970176 |
| Book / Page | 15897 / 176 |
| Map Reference | MB 14 PG 134 |
| Instrument Date | Apr 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6110 JEFFERSON BLVD, FREDERICK, MD 21703-5806 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $232,700 (+57.12%) Land $115,000 Building $117,700 | $232,700 (-) Land $115,000 Building $117,700 | |
| 2024 | $3,577.00 (+30.07%) | ||
| 2023 | $2,750.00 | $148,100 | $232,700 Land $115,000 Building $117,700 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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