119 Victory Dr, Waco, TX 76711 Property Records

McLennan County property record for 119 Victory Dr, Waco, TX 76711

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,122 sqft · built 1942
Lot Size0.192 acres (8,360 sqft)
Owner2 Individual Names on File
Last Sale$219,450 (Sep 2025)
Tax Bill$804 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Dec 2024 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN48-038205-052200-3

Property Details

APN / Parcel Number

Primary APN48-038205-052200-3
Alternative APNs
  • 4803820505220030111
  • 190626

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,122 sqft Living Area
1st Floor Area1,122 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1964
Exterior MaterialWood
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area8,360 sqft (0.192 acres)
Lot Dimensions152 ft deep x 55 ft wide
Garage TypeCarport
Garage Area160 sqft
CarportCarport
Carport Area160 sqft
DrivewayConcrete Driveway
Driveway Area200 sqft
PorchOpen Porch
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address119 VICTORY DR
CityWACO
StateTX
Zip76711-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSOUTHERN GUARANTY LOT 10 BLOCK B ACRES .1919
Legal SubdivisionSOUTHERN GUARANTY
Legal BlockB
Legal Lot Number10
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3014
Census Tract4300

Owner

119 Victory Dr is owned and occupied by two individuals who bought it in September 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address119 VICTORY DR, WACO, TX 76711-1026
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CENTRAL CU
Dec 9, 2024Deed of Trust, Mortgage · Line of Credit
FIRST CENTRAL CU
Sep 5, 2025Vendor's Lien, Subdivision Related Transfer
WOODY BUTLER HOMES INC
May 12, 2025Vendor's Lien, Transfer · Commercial Mortgage
FIRST NATIONAL BANK OF CENTRAL TX
Jul 16, 2018Deed of Trust, Mortgage
FIRST CTRL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2025 · Amount on File
Deed SaleSep 5, 2025 · Amount on File
Prior SaleMay 12, 2025 · Amount on File
Deed Document Number202527215
Prior Transfer DateAug 16, 2007
Prior Transfer Doc0000030581
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address119 VICTORY DR, WACO, TX 76711-1026
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009374
DateMar 16, 2021
Instrument2021009374
Lender
NameFIRST CENTRAL CU
TypeCredit Union
AddressWACO, TX 76710
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueFeb 25, 2031

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address119 VICTORY DR, WACO, TX 76711-1026
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044801
DateDec 9, 2024
Instrument2024044801
Lender
NameFIRST CENTRAL CU
TypeCredit Union
AddressWACO, TX 76710
Agreement
TypeLine of Credit
AmountAmount on Record
Term179 Months
DueNov 17, 2039

September 2025: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateSep 5, 2025
Property Address119 VICTORY DR, WACO, TX 76711-1026
Document Number0000027215
Map ReferenceVOL 275 PG 310
Instrument DateAug 1, 2025
Instrument2025027215
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 VICTORY DR, WACO, TX 76711-1026

Mortgage

Document Number0000027216
DateSep 5, 2025
Instrument2025027216
Lender
NameWOODY BUTLER HOMES INC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term299 Months
DueAug 1, 2050

May 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateMay 12, 2025
Property Address119 VICTORY DR, WACO, TX 76711-1026
Document Number0000014131
Map ReferenceVOL 275 PG 310
Instrument DateApr 9, 2025
Instrument2025014131
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1015 HOOKS ST, LACY LAKEVIEW, TX 76705-1426

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 SUN VALLEY BLVD, HEWITT, TX 76643-3510

Mortgage

Document Number0000014132
DateMay 12, 2025
Instrument2025014132
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount on Record

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address119 VICTORY DR, WACO, TX 76711-1026
Document Number0000031016
Instrument DateJul 16, 2018
Transaction TypeMortgage
Record UpdatedSep 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address119 VICTORY DR WACO TX 767111026, WACO, TX 76711-1026

Mortgage

Document Number0000031016
DateAug 31, 2018
Instrument31016
Lender
NameFIRST CTRL CU
TypeCredit Union
AddressWACO, TX 76710
Agreement
AmountAmount on Record
Term60 Months
DueAug 30, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 119 Victory Dr was $804, up 14.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBeverly Hills City
CountyMcLennan County
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,086 (+15.2%) Land $18,225 Building $97,861$116,086 (-11.24%) Land $18,225 Building $97,861
2025$804.00 (+14.53%) Homeowner's exemption$100,770 Land $16,550 Building $114,230$130,780 Land $16,550 Building $114,230
2024$702.00
2023$126,290 Land $16,550 Building $109,740$126,290 Land $16,550 Building $109,740
2022$654.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 119 Victory Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims25 (1979–2026)
Claims Outside the SFHA7 of 25
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Severe Thunderstorms, Dec 1991 · 2 claims
  • Severe Storms, Tornadoes & Flooding, May 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Victory Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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