Effingham County property record for 119 Usher Pl, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,425 sqft · built 1996 |
| Lot Size | 0.479 acres (20,877 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Jan 2026) |
| Tax Bill | $2,513 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0465H-066-D00 |
| Primary APN | 0465H-066-D00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,425 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 20,877 sqft (0.479 acres) |
| Terrain | Low |
| Garage Area | 300 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 184 sqft |
| Patio Area | 156 sqft |
| Utility Building | 360 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19735 |
|---|---|
| Street Address | 119 USHER PL |
| City | RINCON |
| State | GA |
| Zip | 31326-9667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | LOT 66 SECT D |
| Legal Subdivision | WESTWOOD HEIGHTS |
| Legal Block | D |
| Legal Lot Number | 66 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30309 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 119 USHER PL, RINCON, GA 31326-9667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage ROCKET MORTGAGE |
| May 7, 2020 | Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on File |
| Deed Sale | Jan 16, 2026 · Amount on File |
| Prior Sale | May 7, 2020 · Amount on File |
| Deed Book / Page | 3019 / 577 |
| Prior Transfer Date | Jan 15, 2026 |
| Prior Transfer Doc | 003019/600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 119 USHER PL, RINCON, GA 31326-9667 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 119 USHER PL, RINCON, GA 31326-9667 |
| Document Number | 0000003019/0000000579 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 0000003019/0000000579 |
| Instrument | D2026000417 |
| Name | ROCKET MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 7, 2020 |
| Property Address | 119 USHER PL, RINCON, GA 31326-9667 |
| Document Number | 002590/822 |
| Book / Page | 2590 / 822 |
| Instrument Date | May 7, 2020 |
| Instrument | 2020-001191 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 USHER PL, RINCON, GA 31326-9667 |
| Document Number | 0000002590/0000000824 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 0000002590/0000000824 |
| Instrument | 004230 |
| Name | SWBC MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,700 (+7.24%) Land $22,800 Building $92,900 | $289,250 (+7.24%) Land $57,000 Building $232,250 | |
| 2025 | $2,513.00 (+33.32%) Homeowner's exemption | $107,888 (+62.08%) Land $22,800 Building $85,088 | $269,719 (+62.08%) Land $57,000 Building $212,719 |
| 2022 | $1,885.00 Homeowner's exemption | $66,566 Land $14,000 Building $52,566 | $166,415 Land $35,000 Building $131,415 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2016–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTWOOD HEIGHTS SUBDIVISION private · serves 1,370 people · EPA ID GA1030012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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