117 Usher Pl, Rincon, GA 31326 Property Records

Effingham County property record for 117 Usher Pl, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,321 sqft · built 1994
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$157,800 (Jun 2018)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0465H-065-D00`

Property Details

APN / Parcel Number

Primary APN	`0465H-065-D00`
Alternative APNs	`0102G178A00` `19732`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,321 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	183 ft deep x 80 ft wide
Terrain	Low
Garage Area	247 sqft

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Deck Area	84 sqft
Patio Area	294 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19732
Street Address	117 USHER PL
City	RINCON
State	GA
Zip	31326-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	.34 AC LOT 65 SECT D
Legal Subdivision	WESTWOOD HEIGHTS
Legal Lot Number	65
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1020
Census Tract	30309

Owner

117 Usher Pl is owned and occupied by two individuals who bought it in June 2018.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	117 USHER PL, RINCON, GA 31326-9667
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Jun 22, 2018	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on File
Deed Sale	Jun 22, 2018 · Amount on File
Prior Sale	Nov 14, 2005 · Amount on File
Deed Document Number	20181581
Deed Book / Page	2474 / 869
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	117 USHER PL, RINCON, GA 31326-9667
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 USHER PL, RINCON, GA 31326-9667

Mortgage

Document Number	0000002773/0000000681
Date	Mar 31, 2022
Book Page	0000002773/0000000681
Instrument	003277

Lender

Name	PHH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 22, 2018
Property Address	117 USHER PL, RINCON, GA 31326-9667
Document Number	002474/869
Book / Page	2474 / 869
Instrument Date	Jun 22, 2018
Instrument	2018-001581
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 USHER PL, RINCON, GA 31326-9667

Mortgage

Document Number	002474/870
Date	Jun 29, 2018
Book Page	2474/870
Instrument	005648

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

June 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 22, 2018
Property Address	117 USHER PL, RINCON, GA 31326-9667
Document Number	002474/882
Book / Page	2474 / 882
Instrument Date	Jun 22, 2018
Instrument	2018-001615
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1174 USHER PL, 1174, RINCON, GA 31326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 USHER PL, RINCON, GA 31326

Tax Assessment & Valuation

The 2025 property tax bill for 117 Usher Pl was $2,146 with exemptions applied, up 6.9% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,987 (+7.47%) Land $22,800 Building $95,187	$294,969 (+7.47%) Land $57,000 Building $237,969
2025	$2,146.00 (+6.87%) Homeowner's exemption Senior Citizen's exemption	$109,784 (+0.81%) Land $22,800 Building $86,984	$274,460 (+0.81%) Land $57,000 Building $217,460
2024	$2,008.00 Homeowner's exemption Senior Citizen's exemption	$108,903 Land $22,800 Building $86,103	$272,257 Land $57,000 Building $215,257
2022	$1,878.00 Homeowner's exemption	$65,908 Land $14,000 Building $51,908	$164,771 Land $35,000 Building $129,771

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 117 Usher Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2016–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Usher Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTWOOD HEIGHTS SUBDIVISION private · serves 1,370 people · EPA ID GA1030012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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