119 Tando Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 119 Tando Way, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,182 sqft · built 1980
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$70,305 (Jun 2018)
Tax Bill$1,804 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jun 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN045-30-00-344.00

Property Details

APN / Parcel Number

Primary APN045-30-00-344.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,182 sqft Finished Area

Exterior

Year BuiltBuilt 1980
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions160 ft deep x 65 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Old Parcel Number0453000344.00
Street Address119 TANDO WAY
CityCOVINGTON
StateKY
Zip41017-9797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS PHASE B PT 3B LOT 365
Legal SubdivisionLAKEWOOD HILLS
Legal Phase3B
Legal Lot Number365
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1026
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-344.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address119 TANDO WAY, COVINGTON, KY 41017-9797
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 04, 2018Grant Deed, Transfer · FHA Mortgage
AMERICAN MTG SVC
Mar 08, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 12, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2018 · Amount on Record
Deed SaleJun 04, 2018 · Amount on Record
Prior SaleMar 08, 2018
Deed Document Number0004114160
Deed Book / Page4114 / 160
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address119 TANDO WAY, COVINGTON, KY 41017-9797
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900153
DateJul 18, 2022
Book Page389/782
Instrument22071805900153
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueAug 01, 2051

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJun 04, 2018
Property Address119 TANDO WAY, COVINGTON, KY 41017-9797
Document Number0000000309
Book / Page0I4114 / 000160
Instrument DateMay 31, 2018
Instrument309
Transaction TypeTransfer
Record UpdatedJun 22, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$70.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 TANDO WAY COVINGTON KY 410179797, COVINGTON, KY 41017-9797

Mortgage

Document Number310
DateJun 04, 2018
Book Page0I4114/000164
Instrument310
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 03, 2048

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateMar 08, 2018
Property Address119 TANDO WAY, COVINGTON, KY 41017-9797
Document Number0000000158
Book / Page0I4078 / 000064
Instrument DateDec 27, 2017
Instrument158
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address119 TANDO WAY COVINGTON KY 410179797, COVINGTON, KY 41017-9797
InvestorPossibly a Property Investor

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 12, 2017
Property Address119 TANDO WAY, COVINGTON, KY 41017-9797
Document Number0000000128
Book / Page0I4041 / 000133
Instrument DateSep 20, 2017
Instrument128
Transaction TypeTransfer
Record UpdatedJan 03, 2018

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,804.00 (-7.06%)$182,100 (-) Land $10,000 Building $172,100$182,100 (-) Land $10,000 Building $172,100
2023$1,941.00$182,100 Land $10,000 Building $172,100$182,100 Land $10,000 Building $172,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 385 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Tando Way

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