Kenton County property record for 119 Tando Way, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,182 sqft · built 1980 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,305 (Jun 2018) |
| Tax Bill | $1,804 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jun 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-344.00 |
| Primary APN | 045-30-00-344.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,182 sqft Finished Area |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 160 ft deep x 65 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Old Parcel Number | 0453000344.00 |
|---|---|
| Street Address | 119 TANDO WAY |
| City | COVINGTON |
| State | KY |
| Zip | 41017-9797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS PHASE B PT 3B LOT 365 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 3B |
| Legal Lot Number | 365 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 66801 |
Source: Kenton County records · APN 045-30-00-344.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 119 TANDO WAY, COVINGTON, KY 41017-9797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 04, 2018 | Grant Deed, Transfer · FHA Mortgage AMERICAN MTG SVC |
| Mar 08, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 12, 2017 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2018 · Amount on Record |
| Deed Sale | Jun 04, 2018 · Amount on Record |
| Prior Sale | Mar 08, 2018 |
| Deed Document Number | 0004114160 |
| Deed Book / Page | 4114 / 160 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 119 TANDO WAY, COVINGTON, KY 41017-9797 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900153 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 389/782 |
| Instrument | 22071805900153 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Aug 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 04, 2018 |
| Property Address | 119 TANDO WAY, COVINGTON, KY 41017-9797 |
| Document Number | 0000000309 |
| Book / Page | 0I4114 / 000160 |
| Instrument Date | May 31, 2018 |
| Instrument | 309 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2018 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 TANDO WAY COVINGTON KY 410179797, COVINGTON, KY 41017-9797 |
| Document Number | 310 |
|---|---|
| Date | Jun 04, 2018 |
| Book Page | 0I4114/000164 |
| Instrument | 310 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 03, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 08, 2018 |
| Property Address | 119 TANDO WAY, COVINGTON, KY 41017-9797 |
| Document Number | 0000000158 |
| Book / Page | 0I4078 / 000064 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 158 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 119 TANDO WAY COVINGTON KY 410179797, COVINGTON, KY 41017-9797 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 12, 2017 |
| Property Address | 119 TANDO WAY, COVINGTON, KY 41017-9797 |
| Document Number | 0000000128 |
| Book / Page | 0I4041 / 000133 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 128 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,804.00 (-7.06%) | $182,100 (-) Land $10,000 Building $172,100 | $182,100 (-) Land $10,000 Building $172,100 |
| 2023 | $1,941.00 | $182,100 Land $10,000 Building $172,100 | $182,100 Land $10,000 Building $172,100 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 385 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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