Kenton County property record for 118 Tando Way, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 864 sqft · built 1980 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Jun 2018) |
| Tax Bill | $1,698 (2025) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage Apr 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-343.00 |
| Primary APN | 045-30-00-343.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 864 sqft Finished Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 118 TANDO WAY |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-9749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS PHASE B PT 3B LOT 509 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 3B |
| Legal Lot Number | 509 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 66801 |
Source: Kenton County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 TANDO WAY, FT MITCHELL, KY 41017-9749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage KENTUCKY HSNG |
| Apr 16, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on Record |
| Deed Sale | Jun 26, 2018 · Amount on Record |
| Prior Sale | Apr 16, 2018 · Amount on Record |
| Deed Document Number | 201806 26 059 00155 |
| Deed Book / Page | 4125 / 1 |
| Prior Transfer Date | Aug 8, 2008 |
| Prior Transfer Doc | 0005900190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 26, 2018 |
| Property Address | 118 TANDO WAY, COVINGTON, KY 41017-9749 |
| Document Number | 0000000155 |
| Book / Page | 0I4125 / 000001 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 155 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 TANDO WAY COVINGTON KY 410179749, COVINGTON, KY 41017-9749 |
| Document Number | 157 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 0I4125/000020 |
| Instrument | 157 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2028 |
| Document Number | 156, |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 0I4125/000004 |
| Instrument | 156 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 25, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 16, 2018 |
| Property Address | 118 TANDO WAY, COVINGTON, KY 41017-9749 |
| Document Number | 0000000060 |
| Book / Page | 0I4093 / 000074 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 60 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 27, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $84.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 723 TOWER PL COVINGTON KY 410113941, COVINGTON, KY 41011-3941 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,400 (-) Land $20,000 Building $151,400 | $171,400 (-) Land $20,000 Building $151,400 | |
| 2025 | $1,698.00 (-7.06%) | $171,400 (-) Land $10,000 Building $161,400 | $171,400 (-) Land $10,000 Building $161,400 |
| 2023 | $1,827.00 | $171,400 Land $10,000 Building $161,400 | $171,400 Land $10,000 Building $161,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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