119 Pearson St, Sparta, TN 38583 Property Records

White County property record for 119 Pearson St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,378 sqft · built 1964
Lot Size	0.471 acres (20,535 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (May 1993)
Tax Bill	$1,231 (2021)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`093049I C 02800`

Property Details

APN / Parcel Number

Primary APN	`093049I C 02800`
Alternative APN	`049I C 02800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,378 sqft
Basement Area	1,378 sqft
Finished Basement	676 sqft
Unfinished Basement	702 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1992
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,535 sqft (0.471 acres)
Lot Dimensions	185 ft deep x 111 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	463 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	119 PEARSON ST
City	SPARTA
State	TN
Zip	38583-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	DISTRICT: 1
Legal Subdivision	FANCHER SUB
Jurisdiction	WHITE TN
Township / Civil Division	2
Census Block Group	3
Census Block	3047
Census Tract	935300

Owner

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 PEARSON ST, SPARTA, TN 38583-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 1993 · Amount on Record
Deed Sale	May 25, 1993 · Amount on Record
Deed Book / Page	049I
Last Transfer Date	Aug 28, 2015
Transfer Doc	0000002773
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	119 PEARSON ST, SPARTA, TN 38583-1513
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 PEARSON ST, SPARTA, TN 38583-1513

Mortgage

Document Number	RB493/617
Date	Oct 22, 2021
Book Page	RB493/617
Instrument	21005048

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	119 PEARSON ST, SPARTA, TN 38583-1513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002370
Date	Jun 22, 2020
Book Page	RB458/58
Instrument	20002370

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,850 (+78.17%) Land $7,500 Building $66,350	$295,400 (+78.17%) Land $30,000 Building $265,400
2023		$41,450 Land $4,000 Building $37,450
2021	$1,231.00
2020			$165,800 Land $16,000 Building $149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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