White County property record for 116 Pearson St, Sparta, TN 38583
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,925 sqft · built 1961 |
| Lot Size | 0.429 acres (18,666 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,900 (Apr 2019) |
| Tax Bill | $1,315 (2021) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093049I C 02200 |
| Primary APN | 093049I C 02200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,925 sqft Living Area |
| 1st Floor Area | 1,925 sqft |
| Basement Area | 675 sqft |
| Finished Basement | 675 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,666 sqft (0.429 acres) |
| Lot Dimensions | 153 ft deep x 122 ft wide |
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Patio Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 116 PEARSON ST |
|---|---|
| City | SPARTA |
| State | TN |
| Zip | 38583-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | DISTRICT: 1 |
| Legal Subdivision | FANCHER SUBDIVISION |
| Jurisdiction | WHITE TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 935300 |
116 Pearson St is owned and occupied by two individuals who bought it in April 2019.
Source: White County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 PEARSON ST, SPARTA, TN 38583-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 7, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTMENT GROUP |
| Apr 2, 2019 | Warranty Deed, Transfer MORTGAGE INVTRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2019 · Amount on File |
| Deed Sale | Apr 2, 2019 · Amount on File |
| Deed Document Number | 20191216 |
| Deed Book / Page | 431 / 840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 116 PEARSON ST, SPARTA, TN 38583-1514 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 116 PEARSON ST, SPARTA, TN 38583-1514 |
| Document Number | 0RB582/633 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | RB582/633 |
| Instrument | 25003489 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 7, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 116 PEARSON ST, SPARTA, TN 38583-1514 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 116 PEARSON ST, SPARTA, TN 38583-1514 |
| Document Number | 0RB510/911 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | RB510/911 |
| Instrument | 22002769 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 20, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 116 PEARSON ST, SPARTA, TN 38583-1514 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | RB490/281 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | RB490/281 |
| Instrument | 21004288 |
| Name | MORTGAGE INVESTMENT GROUP |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | Apr 2, 2019 |
| Property Address | 116 PEARSON ST, SPARTA, TN 38583-1514 |
| Document Number | 0000001216 |
| Book / Page | 000431 / 000840 |
| Instrument Date | Apr 2, 2019 |
| Instrument | 1216 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 116 PEARSON ST SPARTA TN 385831514, SPARTA, TN 38583-1514 |
| Document Number | 1217 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 000431/000842 |
| Instrument | 1217 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: White County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | White County |
| Municipality | Sparta City |
| Unified School District | White County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,225 Land $6,875 Building $71,350 | $312,900 Land $27,500 Building $285,400 | |
| 2023 | $44,275 Land $4,000 Building $40,275 | ||
| 2021 | $1,315.00 | ||
| 2020 | $177,100 Land $16,000 Building $161,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 116 Pearson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2015–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Pearson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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