119 Olive St, Towanda, IL 61776 Property Records

McLean County property record for 119 Olive St, Towanda, IL 61776

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,284 sqft · built 1971
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on Record
Last Sale$170,500 (May 2021)
Tax Bill$5,436 (2024)
Deeds & MortgagesJul 2023 Second Mortgage
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-08-151-010

Property Details

APN / Parcel Number

Primary APN15-08-151-010

Interior

Full Baths2 Baths
Building Area1,284 sqft Living Area
1st Floor Area1,920 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsphalt
Lot Area22,651 sqft (0.52 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address119 OLIVE ST
CityTOWANDA
StateIL
Zip61776-7523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAMPLIGHTER SUB PT S 1/2 NW 8-24-3E LOT 17
Legal Range03E
Legal Township24N
Legal Section08
Legal SubdivisionLAMPLIGHTER SUB
Legal Lot Number17
JurisdictionMCLEAN IL
Township / Civil DivisionTOWANDA
Census Block Group5
Census Block5075
Census Tract5102

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address119 OLIVE ST, TOWANDA, IL 61776-7523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ILLINOIS STATE CU
May 19, 2021Warranty Deed, Transfer · Conventional Mortgage
ILLINOIS STATE CU
May 10, 2017Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2021 · Amount on Record
Deed SaleMay 19, 2021 · Amount on Record
Prior SaleMay 10, 2017 · Amount on Record
Deed Document Number202111730
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address119 OLIVE ST, TOWANDA, IL 61776-7523
Transaction TypeMortgage
Record UpdatedAug 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300009531
DateJul 21, 2023
Instrument2023-00009531
Lender
NameILLINOIS STATE CU
TypeCredit Union
AddressBLOOMINGTON, IL 61704
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2043

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMay 19, 2021
Property Address119 OLIVE ST, TOWANDA, IL 61776-7523
Document Number202100011730
Instrument DateMay 6, 2021
Instrument2021-00011730
Transaction TypeTransfer
Record UpdatedJun 2, 2021
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 OLIVE ST, TOWANDA, IL 61776-7523

Mortgage

Document Number202100011731
DateMay 19, 2021
Instrument2021-00011731
Lender
NameILLINOIS STATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMay 10, 2017
Property Address119 OLIVE ST, TOWANDA, IL 61776-7523
Document Number201700007834
Instrument DateApr 17, 2017
Instrument2017-00007834
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 OLIVE ST, TOWANDA, IL 61776-7523

Mortgage

Document Number201700007835
DateMay 10, 2017
Instrument2017-00007835
Lender
NameMORTGAGE SERVICES III LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047
Interest
Rate5.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionTowanda Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$85,313 (+21.55%) Land $18,011 Building $67,302$255,939 (+21.55%) Land $54,033 Building $201,906
2024$5,436.00 (+8.5%)
2023$5,010.00$70,188 Land $14,818 Building $55,370$210,564 Land $44,454 Building $166,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA1 of 6
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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