117 Olive St, Towanda, IL 61776 Property Records

McLean County property record for 117 Olive St, Towanda, IL 61776

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,584 sqft · built 1970
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$146,500 (Nov 2014)
Tax Bill$4,339 (2024)
Deeds & MortgagesMar 2021 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN15-08-151-011

Property Details

APN / Parcel Number

Primary APN15-08-151-011

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,584 sqft Living Area
1st Floor Area1,584 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area22,651 sqft (0.52 acres)
Garage TypeAttached
Garage Area495 sqft
Parking Spaces2 Parking Spaces
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address117 OLIVE ST
CityTOWANDA
StateIL
Zip61776-7523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAMPLIGHTER SUB PT S 1/2 NW 8-24-3E LOT 24
Legal Range03E
Legal Township24N
Legal Section08
Legal SubdivisionLAMPLIGHTER SUB
Legal Lot Number24
JurisdictionMCLEAN IL
Township / Civil DivisionTOWANDA
Census Block Group5
Census Block5075
Census Tract5102

Owner

117 Olive St is owned and occupied by two individuals who bought it in November 2014.

Source: McLean County records, as of April 8, 2026

Owner of Record2 Individual Names on File
Mailing Address117 OLIVE ST, TOWANDA, IL 61776-7523
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST FINANCIAL BANK NA
Aug 24, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2014 · Amount on File
Deed SaleNov 26, 2014 · Amount on File
Deed Document Number201421033
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address117 OLIVE ST, TOWANDA, IL 61776-7523
Transaction TypeMortgage
Record UpdatedApr 7, 2021
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100007129
DateMar 25, 2021
Instrument2021-00007129
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressTERRE HAUTE, IN 47807
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2041

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address117 OLIVE ST, TOWANDA, IL 61776-7523
Transaction TypeMortgage
Record UpdatedSep 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-00015469
DateAug 24, 2017
Instrument2017-00015469
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressBloomington, IL 61701
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueJul 25, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
Min Rate At Change2%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionTowanda Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$69,419 Land $18,011 Building $51,408$208,257 Land $54,033 Building $154,224
2024$4,339.00 (+8.77%)
2023$3,989.00$57,112 Land $14,818 Building $42,294$171,336 Land $44,454 Building $126,882

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 117 Olive St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA1 of 6
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 117 Olive St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Olive St

Nearby Streets

Search Property Records by Address or Parcel Number