119 N Railroad St, Sumner, IA 50674 Property Records

Bremer County property record for 119 N Railroad St, Sumner, IA 50674

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,260 sqft · built 1936
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$171,000 (Sep 2025)
Tax Bill$2,576 (2025)
Deeds & MortgagesSep 2025 Sale
Mar 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-24-365-003

Property Details

APN / Parcel Number

Primary APN04-24-365-003

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,260 sqft Living Area
1st Floor Area910 sqft
Basement Area1,466 sqft
Unfinished Basement1,466 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address119 N RAILROAD ST
CitySUMNER
StateIA
Zip50674-1168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24-93-11 ORIGINAL N 1/2 LOTS 1 & 2 BLK 23
Legal Range11W
Legal Township93N
Legal Section24
Legal SubdivisionSUMNER (ORIGINAL TOWN)
Legal Block23
Legal Lot Number1,2
JurisdictionBREMER IA
Township / Civil DivisionSUMNER
Census Block Group2
Census Block2044
Census Tract4700

Owner

119 N Railroad St is owned and occupied by two individuals who bought it in September 2025.

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address119 N RAILROAD ST, SUMNER, IA 50674-1168
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2025Warranty Deed, Transfer
Mar 31, 2025Land Contract, Transfer · Land Contract
VERDEEN M OHLENDORF
May 22, 2023Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2025 · Amount on File
Deed SaleSep 5, 2025 · Amount on File
Deed Document Number20252862
Prior Transfer DateFeb 7, 2025
Prior Transfer Doc0000000448
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateSep 5, 2025
Property Address119 N RAILROAD ST, SUMNER, IA 50674-1168
Document Number0020252862
Instrument DateSep 4, 2025
Instrument20252862
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount on Record
Tax$272.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address119 N RAILROAD ST, SUMNER, IA 50674-1168

March 2025: Land Contract, Transfer

Document TypeLand Contract
JurisdictionBREMER IA
Recording DateMar 31, 2025
Property Address119 N RAILROAD ST, SUMNER, IA 50674-1168
Document Number0020250920
Instrument DateMar 27, 2025
Instrument20250920
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address119 N RAILROAD ST, SUMNER, IA 50674-1168

Mortgage

DateMar 31, 2025
Lender
NameVERDEEN M OHLENDORF
TypeNon-Lending Institution
Agreement
TypeLand Contract
AmountAmount on Record

May 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionBREMER IA
Recording DateMay 22, 2023
Property Address119 N RAILROAD ST, SUMNER, IA 50674-1168
Document Number0020231307
Instrument DateMay 22, 2023
Instrument20231307
Transaction TypeTransfer
Record UpdatedAug 2, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 N RAILROAD ST, SUMNER, IA 50674-1168

Tax Assessment & Valuation

The 2025 property tax bill for 119 N Railroad St was $2,576 with a homeowner's exemption, up 13.9% from the year before.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalitySumner City
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,576.00 (+13.88%) Homeowner's exemption$165,460 Land $13,200 Building $152,260$165,460 Land $13,200 Building $152,260
2024$2,262.00
2023$168,690 (+24.62%) Land $11,550 Building $157,140$168,690 (+24.62%) Land $11,550 Building $157,140
2022$2,222.00 (+3.06%) Homeowner's exemption$135,360 Land $11,550 Building $123,810$135,360 Land $11,550 Building $123,810
2021$2,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 N Railroad St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2004–2017)
Claims Outside the SFHA1 of 9
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 119 N Railroad St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMNER WATER SUPPLY
serves 2,030 people · EPA ID IA0970006
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL
2,000 / 2,000
Hawkeye Telephone
Fiber
1,000 / 1,000
Northeast Iowa Telephone Company
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

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