312 N Railroad St, Sumner, IA 50674 Property Records

Bremer County property record for 312 N Railroad St, Sumner, IA 50674

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,590 sqft · built 1888
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$68,500 (Jun 2013)
Tax Bill$1,282 (2025)
Deeds & MortgagesOct 2021 Transfer
Flood ZoneZone X (minimal risk)
APN04-24-357-006

Property Details

APN / Parcel Number

Primary APN04-24-357-006

Interior

Bedrooms5 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,590 sqft Living Area
1st Floor Area630 sqft
Basement Area1,022 sqft
Unfinished Basement1,022 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1888
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide

Exterior Amenities

PorchSlab
Porch Area98 sqft
Deck AreaDeck Area
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address312 N RAILROAD ST
CitySUMNER
StateIA
Zip50674-1123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24-93-11 ORIGINAL N 66' LOTS 3 & 4 BLK 12
Legal Range11W
Legal Township93N
Legal Section24
Legal SubdivisionSUMNER (ORIGINAL TOWN)
Legal Block12
Legal Lot Number3,4
JurisdictionBREMER IA
Township / Civil DivisionSUMNER
Census Block Group2
Census Block2039
Census Tract4700

Owner

312 N Railroad St is owned and occupied by an individual who bought it in June 2013.

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address312 N RAILROAD ST, SUMNER, IA 50674-1123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2013 · Amount on File
Deed SaleJun 17, 2013 · Amount on File
Deed Document Number20132788
Prior Transfer DateDec 10, 2007
Prior Transfer Doc20075321
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREMER IA
Recording DateOct 28, 2021
Property Address312 N RAILROAD ST, SUMNER, IA 50674-1123
Document Number0020215273
Instrument DateOct 28, 2021
Instrument20215273
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 N RAILROAD ST, SUMNER, IA 50674-1123

Tax Assessment & Valuation

The 2025 property tax bill for 312 N Railroad St was $1,282 with a homeowner's exemption.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalitySumner City
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,282.00 Homeowner's exemption$93,280 Land $13,200 Building $80,080$93,280 Land $13,200 Building $80,080
2023$90,440 Land $11,550 Building $78,890$90,440 Land $11,550 Building $78,890
2022$1,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 N Railroad St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2004–2017)
Claims Outside the SFHA1 of 9
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 312 N Railroad St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMNER WATER SUPPLY
serves 2,030 people · EPA ID IA0970006
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL
2,000 / 2,000
Hawkeye Telephone
Fiber
1,000 / 1,000
Northeast Iowa Telephone Company
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

Nearby Properties on N Railroad St

Nearby Streets

Search Property Records by Address or Parcel Number