1. Home
  2. North Carolina
  3. Beech Mountain
  4. Lower Grouse Ridge Rd

119 Lower Grouse Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 119 Lower Grouse Ridge Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,280 sqft · built 1985
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Oct 2024)
Tax Bill$1,262 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1950-36-6705-000

Property Details

APN / Parcel Number

Primary APN1950-36-6705-000
Alternative APNs
  • 1768489
  • 1862796

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,280 sqft Living Area
1st Floor Area640 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
PorchPorch
Porch Area560 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1862796
Street Address119 LOWER GROUSE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARTER HILLS C 285
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1026
Census Tract921000

Owner

Source: Watauga County records · APN 1950-36-6705-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1 LAUREL VALLEY CT, SOUTHERN PINES, NC 28387-2977
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2024 · Amount on Record
Deed SaleOct 30, 2024 · Amount on Record
Deed Document Number2024745207
Deed Book / Page2407 / 77
Prior Transfer DateMar 11, 2008
Prior Transfer Doc0013600162
Record UpdatedSep 20, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJun 30, 2017
Property Address119 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125
Document Number0019260127
Book / Page1926 / 0127
Map ReferenceLB 5 PG 194
Instrument DateJun 21, 2017
Instrument659698
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address649 CASA FUERTA LN, 649, SAINT AUGUSTINE, FL 32080-7198

Transferred To (Grantee/Buyer)

NameVerified Name
Address1227 TROUTMAN DR, STATESVILLE, NC 28625-8266

Mortgage

Document Number0019260130
DateJun 30, 2017
Book Page1926/0130
Instrument659699
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change3.25%
Index5-Year CMT
Max Rate6%

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,262.00 (-59.34%)$310,000 (-) Land $24,800 Building $285,200
2024$3,104.00$310,000 Land $24,800 Building $285,200
2023$310,000 Land $24,800 Building $285,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
above 34% of the US · above 48% of North Carolina
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Lower Grouse Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures