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116 Lower Grouse Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 116 Lower Grouse Ridge Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,922 sqft · built 2001
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (May 2017)
Tax Bill$1,530 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1950-36-9629-000

Property Details

APN / Parcel Number

Primary APN1950-36-9629-000
Alternative APN
  • 1768166

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,922 sqft Living Area
1st Floor Area961 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRustic
Exterior MaterialLogs
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
PorchPorch
Porch Area36 sqft
Patio Area316 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1768166
Street Address116 LOWER GROUSE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARTER HILLS C 295
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1079
Census Tract921000

Owner

Source: Watauga County records · APN 1950-36-9629-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address116 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
May 22, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
May 30, 2017Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2017 · Amount on Record
Deed SaleMay 30, 2017 · Amount on Record
Prior SaleNov 03, 2014 · Amount on Record
Deed Document Number2017658638
Deed Book / Page1920 / 702
Prior Transfer DateNov 28, 2012
Prior Transfer Doc0016780672
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address116 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyVANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021650364
DateFeb 10, 2021
Book Page2165/364
Instrument702107
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address116 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125
Document Number0020950138
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJul 01, 2020
Title CompanyVANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address116 LOWER GROUSE RIDGE RD BEECH MOUNTAIN NC 286048125, BEECH MOUNTAIN, NC 28604-8125

Mortgage

Document Number0020950138
DateMay 28, 2020
Book Page002095/000138
Instrument690598
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 27, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateMay 30, 2017
Property Address116 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125
Document Number0019200702
Book / Page1920 / 0702
Instrument DateMay 05, 2017
Instrument658638
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address116 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125

Mortgage

Document Number0019200705
DateMay 30, 2017
Book Page1920/0705
Instrument658639
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,530.00 (-60.86%) Veteran's exemption$438,200 (-) Land $25,400 Building $412,800
2024$3,909.00$438,200 Land $25,400 Building $412,800
2023$438,200 Land $25,400 Building $412,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
above 34% of the US · above 48% of North Carolina
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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