Bergen County and Ramsey Borough property record for 119 High St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,100 sqft · built 1986 |
| Lot Size | 0.895 acres (38,986 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Mar 2013) |
| Tax Bill | $13,740 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01306-0000-00003 |
| Primary APN | 48-01306-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 2,100 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 38,986 sqft (0.895 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 119 HIGH ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.895AC |
| Legal Block | 1306 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 119 HIGH ST, RAMSEY, NJ 07446-1078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2013 · Amount on Record |
| Deed Sale | Mar 20, 2013 · Amount on Record |
| Prior Sale | Oct 8, 2002 · Amount on Record |
| Deed Document Number | 201331590 |
| Deed Book / Page | 1324 / 1724 |
| Prior Transfer Date | May 22, 2006 |
| Prior Transfer Doc | 9119000561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 119 HIGH ST, RAMSEY, NJ 07446-1078 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 119 HIGH ST, RAMSEY, NJ 07446-1078 |
| Document Number | 0048460250 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 4846/250 |
| Instrument | 2022103295 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 244 Months |
| Due | Feb 1, 2043 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $687,000 (+2.95%) Land $278,800 Building $408,200 | $687,000 (+2.95%) Land $278,800 Building $408,200 | |
| 2025 | $13,740.00 (+3.62%) | $667,300 (+42.01%) Land $260,600 Building $406,700 | $667,300 (+42.01%) Land $260,600 Building $406,700 |
| 2024 | $13,260.00 (+7.59%) | ||
| 2023 | $469,900 Land $198,300 Building $271,600 | $469,900 Land $198,300 Building $271,600 | |
| 2022 | $12,325.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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