Bergen County and Ramsey Borough property record for 106 High St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,012 sqft · built 1964 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Jun 2019) |
| Tax Bill | $16,106 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01308-0000-00003 |
| Primary APN | 48-01308-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,012 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 140 ft deep x 115 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 106 HIGH ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.370AC |
| Legal Block | 1308 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 44202 |
106 High St is owned and occupied by two individuals who bought it in June 2019.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 HIGH ST, RAMSEY, NJ 07446-1058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 3, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on File |
| Deed Sale | Jun 3, 2019 · Amount on File |
| Deed Document Number | 20193428601 |
| Deed Book / Page | 3256 / 1432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 24, 2026 |
| Property Address | 106 HIGH ST, RAMSEY, NJ 07446-1058 |
| Document Number | 0000058503 |
| Book / Page | 5882 / 98 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202658503 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 106 HIGH ST, RAMSEY, NJ 07446-1058 |
| Document Number | 0000058503, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 5882/98 |
| Instrument | 202658503 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 3, 2019 |
| Property Address | 106 HIGH ST, RAMSEY, NJ 07446-1058 |
| Document Number | 0032561432 |
| Book / Page | 3256 / 1432 |
| Instrument Date | May 13, 2019 |
| Instrument | 2019-034286.01 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 HIGH ST, RAMSEY, NJ 07446-1058 |
The 2025 property tax bill for 106 High St was $16,106, up 5.9% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $811,400 (+3.73%) Land $351,800 Building $459,600 | $811,400 (+3.73%) Land $351,800 Building $459,600 | |
| 2025 | $16,106.00 (+5.91%) | $782,200 Land $326,800 Building $455,400 | $782,200 Land $326,800 Building $455,400 |
| 2024 | $15,207.00 | ||
| 2023 | $534,900 Land $251,500 Building $283,400 | $534,900 Land $251,500 Building $283,400 | |
| 2022 | $14,030.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 High St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 106 High St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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