119 Ginkgo Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 119 Ginkgo Rd, Aptos, CA 95003

Property Summary

Property Type	Mobile Home
Details	1,624 sqft · built 2016
Lot Size	0.073 acres (3,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Sep 2019)
Tax Bill	$8,412 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-702-17`

Property Details

APN / Parcel Number

Primary APN	`041-702-17`
Alternative APNs	`041-702-17-000` `04153222000`

Interior

Building Area	1,624 sqft Gross Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Mobile Home
Construction Type	Manufactured
Lot Area	3,180 sqft (0.073 acres)

Location & Zoning

Street Address	119 GINKGO RD
City	APTOS
State	CA
Zip	95003-4911
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RM-3-MH
Legal Subdivision	TRACT 1389 APTOS PINES MOBILE HOME PARK
Legal Lot Number	119
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 GINKGO RD, APTOS, CA 95003-4911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY FCU
Sep 10, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	Feb 11, 2016 · Amount on Record
Deed Document Number	201926883
Prior Transfer Date	Jan 22, 2016
Prior Transfer Doc	0000004901
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	119 GINKGO RD, APTOS, CA 95003-4911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 GINKGO RD, APTOS, CA 95003-4911

Mortgage

Document Number	0000050940
Date	Nov 30, 2020
Instrument	2020-0050940

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 10, 2019
Property Address	119 GINKGO RD, APTOS, CA 95003-4911
Document Number	0000026883
Map Reference	VOL 91 PG 6
Instrument Date	Sep 5, 2019
Instrument	2019-0026883
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	119 GINKGO RD, APTOS, CA 95003-4911

Mortgage

Document Number	0000026884
Date	Sep 10, 2019
Instrument	2019-0026884

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,578 (+2%) Land $468,270 Building $184,308
2025	$8,412.00 (+10.48%) Homeowner's exemption	$639,783 (+4.04%) Land $459,089 Building $180,694
2023	$7,614.00 (+2.28%) Homeowner's exemption	$614,940 Land $441,262 Building $173,678	$631,980
2022	$7,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Etheric Networks Fixed Wireless	250 / 100
Surfnet Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Cruzio, Razzolink, T-Mobile, Verizon.

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