Santa Cruz County property record for 116 Ginkgo Rd, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,582 sqft Gross Area |
| Lot Size | 3,703 sqft (0.085 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $169,500 (2018) |
| Tax Bill | $7,501.00 (2025) |
Source: Santa Cruz County records · APN 041-532-19
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 GINKGO RD, APTOS, CA 95003-4911 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Mar 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Jan 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Aug 14, 2018 | Grant Deed, Transfer · Conventional Mortgage WFG NATIONAL TITLE INSURANCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on Record |
| Deed Sale | Aug 14, 2018 · Amount on Record |
| Prior Sale | Sep 15, 2006 · Amount on Record |
| Deed Doc Number | 201824854 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 116 GINKGO RD, APTOS, CA 95003-4911 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000028431 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 2019-0028431 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 116 GINKGO RD, APTOS, CA 95003-4911 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005563 |
|---|---|
| Date | Mar 05, 2019 |
| Instrument | 2019-0005563 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 116 GINKGO RD, APTOS, CA 95003-4911 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 116 GINKGO RD, APTOS, CA 95003-4911 |
| Document Number | 0000001260 |
|---|---|
| Date | Jan 08, 2021 |
| Instrument | 2021-0001260 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 14, 2018 |
| Property Address | 116 GINKGO RD, APTOS, CA 95003-4911 |
| Document Number | 0000024854 |
| Map Reference | VOL 91 PG 6 |
| Instrument Date | Aug 09, 2018 |
| Instrument | 2018-0024854 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 GINKGO RD, APTOS, CA 95003-4911 |
| Document Number | 0000024855 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 2018-0024855 |
| Type | Funding / Finance Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $563,208 (+2%) Land $374,563 Building $188,645 | ||
| 2025 | $7,501.00 (+49.36%) | $552,165 (+49.86%) Land $367,219 Building $184,946 | |
| 2023 | $5,022.00 (+2.53%) | $368,466 Land $352,960 Building $15,506 | $421,200 |
| 2022 | $4,898.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 23% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 041-532-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,582 sqft Gross Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Mobile Home Style |
| Construction Type | Manufactured Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,703 sqft (0.085 acres) |
| Street Address | 116 GINKGO RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4911 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Subdivision | APTOS PINES MOBILE HOME TR1389 |
| Legal Lot Number | 116 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | WATSONVILLE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 122402 |
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