119 Forest Oaks Dr, Harmony, NC 28634 Property Records

Iredell County property record for 119 Forest Oaks Dr, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1984
Lot Size	1.93 acres (84,071 sqft)
Owner	Individual Name on File
Last Sale	$44,500 (Dec 2022)
Tax Bill	$140 (2025)
Deeds & Mortgages	Dec 2022 Sale Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4779-07-3246.000`

Property Details

APN / Parcel Number

Primary APN	`4779-07-3246.000`
Alternative APNs	`77377120` `80098515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,520 sqft Heated Area
Gross Area	4,451 sqft
1st Floor Area	960 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1986
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	84,071 sqft (1.93 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Deck Area	499 sqft
Patio Area	499 sqft
Storage Building	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80098515
Street Address	119 FOREST OAKS DR
City	HARMONY
State	NC
Zip	28634-9141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	#17 FOREST OAKS OFF S/D PB 16-85
Legal Subdivision	TURNERSBURG
Legal Block	7
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	1
Census Block	1001
Census Tract	60802

Owner

119 Forest Oaks Dr is owned by an individual who bought it in December 2022.

Source: Iredell County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	25971 COUNTRY MEADOWS DR, MILLSBORO, DE 19966-3492
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Warranty Deed, Transfer
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Prior Sale	Jun 1, 1995 · Amount on File
Deed Book / Page	2968 / 346
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 30, 2022
Property Address	119 FOREST OAKS DR, HARMONY, NC 28634-9141
Document Number	0002968346
Book / Page	2968 / 346
Map Reference	MB 16 PG 85
Instrument Date	Dec 22, 2022
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount on Record
Tax	$89.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 FOREST OAKS DR, HARMONY, NC 28634-9141

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	119 FOREST OAKS DR, HARMONY, NC 28634-9141
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	28492331
Date	Sep 10, 2021
Book Page	2849/2331

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 119 Forest Oaks Dr was $140.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,840 (-) Land $22,500 Building $1,340	$23,840 (-) Land $22,500 Building $1,340
2025	$140.00	$23,840 Land $22,500 Building $1,340	$23,840 Land $22,500 Building $1,340
2023	$140.00 (-85.12%)	$23,840 (-83.02%) Land $22,500 Building $1,340	$23,840 (-83.02%) Land $22,500 Building $1,340
2022	$941.00	$140,420 Land $22,500 Building $117,920	$140,420 Land $22,500 Building $117,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Forest Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Forest Oaks Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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