113 Forest Oaks Dr, Harmony, NC 28634 Property Records

Iredell County property record for 113 Forest Oaks Dr, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,352 sqft · built 1982
Lot Size	0.458 acres (19,950 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Apr 2018)
Tax Bill	$883 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4779-07-5390.000`

Property Details

APN / Parcel Number

Primary APN	`4779-07-5390.000`
Alternative APN	`80052422`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Heated Area
Gross Area	1,480 sqft
1st Floor Area	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1999
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	19,950 sqft (0.458 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	64 sqft
Patio Area	64 sqft
Storage Building	312 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	80052422
Street Address	113 FOREST OAKS DR
City	HARMONY
State	NC
Zip	28634-9141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L16 FOREST OAKS S/D PB 16-85
Legal Subdivision	TURNERSBURG
Legal Block	7
Legal Lot Number	16
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	1
Census Block	1001
Census Tract	60802

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 FOREST OAKS DR, HARMONY, NC 28634-9141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLUEHARBOR BANK
Apr 4, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2018 · Amount on Record
Deed Sale	Apr 4, 2018 · Amount on Record
Prior Sale	Feb 29, 2008 · Amount on Record
Deed Book / Page	2547 / 1804
Prior Transfer Date	Feb 27, 2008
Prior Transfer Doc	19211833
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	113 FOREST OAKS DR, HARMONY, NC 28634-9141
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028791756
Date	Dec 14, 2021
Book Page	2879/1756

Lender

Name	BLUEHARBOR BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 4, 2018
Property Address	113 FOREST OAKS DR, HARMONY, NC 28634-9141
Document Number	25471804
Book / Page	2547 / 1804
Map Reference	MB 16 PG 85
Instrument Date	Apr 4, 2018
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 SWANN RD, 230, STATESVILLE, NC 28625-8286

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 FOREST OAKS DR, HARMONY, NC 28634-9141

Mortgage

Document Number	25471806
Date	Apr 4, 2018
Instrument	2547/1806

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,660 (-) Land $15,000 Building $124,660	$139,660 (-) Land $15,000 Building $124,660
2025	$883.00	$139,660 (-) Land $15,000 Building $124,660	$139,660 (-) Land $15,000 Building $124,660
2024	$883.00	$139,660 (-) Land $15,000 Building $124,660	$139,660 (-) Land $15,000 Building $124,660
2023	$883.00 (+24.54%)	$139,660 (+34.83%) Land $15,000 Building $124,660	$139,660 (+34.83%) Land $15,000 Building $124,660
2022	$709.00	$103,580 Land $15,000 Building $88,580	$103,580 Land $15,000 Building $88,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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