119 E Prospect Ave, Norfolk, NE 68701 Property Records

Madison County property record for 119 E Prospect Ave, Norfolk, NE 68701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1950
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$41,000 (Mar 2021)
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Sep 2014 Second Mortgage Apr 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`590077090`

Property Details

APN / Parcel Number

Primary APN	`590077090`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	744 sqft Living Area
1st Floor Area	744 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Metal
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	264 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	24 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	119 E PROSPECT AVE
City	NORFOLK
State	NE
Zip	68701-4254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	KLUGS ADDITION S 136 FT W1/2 LOT 3, BLK 1; MAP NUMBER: 1501-00-0-61325-001-0010
Legal Range	01
Legal Township	24
Legal Section	00
Legal Subdivision	KLUGS ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	MADISON NE
Township / Civil Division	NORFOLK
Census Block Group	3
Census Block	3024
Census Tract	960600

Owner

Source: Madison County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 E PROSPECT AVE, NORFOLK, NE 68701-4254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2014	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FEDERAL HOME LOAN BANK OF TOPEKA
Apr 22, 2024	Warranty Deed, Transfer
Mar 24, 2021	Warranty Deed, Transfer
Sep 15, 2014	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST NATIONAL BANK
May 17, 2011	Warranty Deed, Transfer · ARM MADISON COUNTY BANK
Sep 14, 2009	Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Sep 15, 2014 · Amount on Record
Deed Book / Page	2021 / 1499
Prior Transfer Date	Mar 12, 2021
Prior Transfer Doc	02021/1499
Record Updated	Sep 20, 2026

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	119 E PROSPECT AVE, NORFOLK, NE 68701-4254
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	NE NE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201409/3858
Date	Sep 15, 2014
Book Page	2014-09/3858
Instrument	2014-09-3858

Lender

Name	FEDERAL HOME LOAN BANK OF TOPEKA
Type	Bank
Address	TOPEKA, KS 66606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Apr 22, 2024
Property Address	119 E PROSPECT AVE, NORFOLK, NE 68701-4254
Document Number	02024/1231
Book / Page	2024 / 1231
Instrument Date	Apr 16, 2024
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Mar 24, 2021
Property Address	119 E PROSPECT AVE, NORFOLK, NE 68701-4254
Document Number	02021/1499
Book / Page	2021 / 1499
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$92.25
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Sep 15, 2014
Property Address	119 E PROSPECT AVE, NORFOLK, NE 68701-4254
Document Number	201409/3855
Book / Page	2014-09 / 3855
Instrument Date	Jun 12, 2014
Instrument	2014-09-3855
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NE NE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	2014093856
Date	Sep 15, 2014
Instrument	2014-09-3856

Lender

Name	CHARTER WEST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2044

Mortgage

Document Number	201409/3857
Date	Sep 15, 2014
Book Page	2014-09/3857
Instrument	2014-09-3857

Lender

Name	ELKHORN VALLEY COMMUNITY DEV CORP
Address	NORFOLK, NE 68701

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Index	3-Month LIBOR

May 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	May 17, 2011
Property Address	119 E PROSPECT AVE, NORFOLK, NE 68701-4254
Document Number	201105/1042
Book / Page	2011-05 / 1042
Instrument Date	May 10, 2011
Instrument	2011-05-1042
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	AMERICA TITLE, AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011051043
Date	May 17, 2011
Instrument	2011-05-1043

Lender

Name	MADISON COUNTY BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Type Change Date	Jun 1, 2021
Change Frequency	5 Years
Index	5-Year TN
Margin	4
Max Rate	16%

September 2009: Transfer

Jurisdiction	MADISON NE
Recording Date	Sep 14, 2009
Property Address	119 E PROSPECT AVE, NORFOLK, NE 68701-4254
Document Number	02001/7519
Book / Page	2001 / 7519
Instrument Date	Sep 14, 2009
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Madison County
Municipality	Norfolk City
Unified School District	Norfolk Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,556.00 (+0.58%)	$133,301 (+19.45%) Land $8,040 Building $125,261	$133,301 (+19.45%) Land $8,040 Building $125,261
2024	$1,547.00 (-25.01%)
2023	$2,063.00	$111,595 Land $8,040 Building $103,555	$111,595 Land $8,040 Building $103,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 26,147 people · EPA ID NE3111910
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Nextlink Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Pierce Telephone.

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