105 E Prospect Ave, Norfolk, NE 68701 Property Records

Madison County property record for 105 E Prospect Ave, Norfolk, NE 68701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1961
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,000 (Jan 2026)
Tax Bill	$2,082 (2025)
Deeds & Mortgages	Jul 2008 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590077023`

Property Details

APN / Parcel Number

Primary APN	`590077023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	1,100 sqft
Unfinished Basement	1,100 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	392 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	105 E PROSPECT AVE
City	NORFOLK
State	NE
Zip	68701-4254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	KLUGS ADDITION E 70 FT W 88 FT N 110 FT S 138 FT LOT 1, BLK 1; MAP NUMBER: 1501-00-0-61325-001-0005
Legal Range	01
Legal Township	24
Legal Section	00
Legal Subdivision	KLUGS ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	MADISON NE
Township / Civil Division	NORFOLK
Census Block Group	3
Census Block	3024
Census Tract	960600

Owner

Source: Madison County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 E PROSPECT AVE, NORFOLK, NE 68701-4254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2008	Deed of Trust, Mortgage ELKHORN VALLEY COMMUNITY DEVELOPMENT COR
Jan 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK
Jul 30, 2008	Transfer · Conventional Mortgage MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Jul 30, 2008 · Amount on Record
Deed Document Number	202625
Deed Book / Page	2026 / 25
Prior Transfer Date	Feb 16, 2005
Prior Transfer Doc	02001/7519
Record Updated	Oct 29, 2026

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	105 E PROSPECT AVE, NORFOLK, NE 68701-4254
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200807/1950
Date	Jul 31, 2008
Book Page	2008-07/1950
Instrument	2008-07-1950

Lender

Name	ELKHORN VALLEY COMMUNITY DEVELOPMENT COR
Address	NORFOLK, NE 68701

Agreement

Amount	Amount Recorded

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Jan 2, 2026
Property Address	105 E PROSPECT AVE, NORFOLK, NE 68701-4254
Document Number	0002026/25
Book / Page	2026 / 25
Instrument Date	Dec 22, 2025
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$447.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 212, EWING, NE 68735-0212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 E PROSPECT AVE, NORFOLK, NE 68701-4254

Mortgage

Document Number	0000202626
Date	Jan 2, 2026
Instrument	2026/26

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0002026/27
Date	Jan 2, 2026
Book Page	2026/27

Lender

Name	NEBRASKA INVESTMENT FINANCE AUTHORITY
Type	Government Agency
Address	LINCOLN, NE 68508

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2036

July 2008: Transfer

Jurisdiction	MADISON NE
Recording Date	Jul 30, 2008
Property Address	105 E PROSPECT AVE, NORFOLK, NE 68701-4254
Document Number	02001/7519
Book / Page	2001 / 7519
Instrument Date	Jul 30, 2008
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200807/1941
Date	Jul 31, 2008
Book Page	2008-07/1941
Instrument	2008-07-1941

Lender

Name	MIDWEST BANK
Address	NORFOLK, NE 68702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Madison County
Municipality	Norfolk City
Unified School District	Norfolk Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,082.00 (+1.22%)	$178,339 (+7.63%) Land $7,700 Building $170,639	$178,339 (+7.63%) Land $7,700 Building $170,639
2024	$2,057.00 (-27.11%)	$165,699 (+8.55%) Land $7,700 Building $157,999	$165,699 (+8.55%) Land $7,700 Building $157,999
2023	$2,822.00	$152,653 Land $7,700 Building $144,953	$152,653 Land $7,700 Building $144,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 26,147 people · EPA ID NE3111910
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Nextlink Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Pierce Telephone.

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