119 E Garden St, Dekalb, IL 60115 Property Records

DeKalb County property record for 119 E Garden St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.102 acres (4,422 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Mar 2022)
Tax Bill	$5,407 (2024)
Deeds & Mortgages	Mar 2022 Transfer Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-22-433-013`

Property Details

APN / Parcel Number

Primary APN	`08-22-433-013`

Exterior

Lot Area	4,422 sqft (0.102 acres)
Lot Dimensions	67 ft deep x 66 ft wide

Location & Zoning

Account Number	0822433013
Street Address	119 E GARDEN ST
City	DEKALB
State	IL
Zip	60115-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 (EX E 89FT) - BLK 5 - DEKALB (ORIGINAL TOWN)
Legal Subdivision	DEKALB (ORIGINAL TOWN)
Legal Block	5
Legal Lot Number	6
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3007
Census Tract	1300

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2179 SYCAMORE RD, 207, DEKALB, IL 60115-2418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Mar 15, 2022	Special Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
Sep 10, 2021	Deed in Lieu of Foreclosure, Foreclosure
Sep 10, 2021	Affidavit of Death of Joint Tenant, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Sep 10, 2021
Deed Document Number	20222706
Prior Transfer Date	Feb 8, 2022
Prior Transfer Doc	0000002705
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Mar 15, 2022
Property Address	119 E GARDEN ST, DEKALB, IL 60115-3746
Document Number	0000002705
Map Reference	MB A PG 8-1/4
Instrument Date	Feb 8, 2022
Instrument	2022002705
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 CAPITOL CITY BLVD, LANSING, MI 48906-2147

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 15, 2022
Property Address	119 E GARDEN ST, DEKALB, IL 60115-3746
Document Number	0000002706
Map Reference	MB A PG 8-1/4
Instrument Date	Feb 8, 2022
Instrument	2022002706
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 CAPITAL CITY BLVD, LANSING, MI 48906-2147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 E GARDEN ST, DEKALB, IL 60115-3746

Mortgage

Document Number	0000002707
Date	Mar 15, 2022
Instrument	2022002707

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

September 2021: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	DE KALB IL
Recording Date	Sep 10, 2021
Property Address	119 E GARDEN ST, DEKALB, IL 60115-3746
Document Number	0000011819
Map Reference	MB A PG 8-1/4
Instrument Date	Jul 28, 2021
Instrument	2021011819
Transaction Type	Foreclosure
Record Updated	Apr 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3748 NE 175TH STREET RD, CITRA, FL 32113-3267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 BROAD ST, BLOOMFIELD, NJ 07003-3047

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DE KALB IL
Recording Date	Sep 10, 2021
Property Address	119 E GARDEN ST, DEKALB, IL 60115-3746
Document Number	0000011818
Map Reference	MB A PG 8-1/4
Instrument Date	Jul 28, 2021
Instrument	2021011818
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3748 NE 175TH STREET RD, CITRA, FL 32113-3267

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,896 (+25.6%) Land $8,548 Building $72,348	$242,688 (+25.6%) Land $25,644 Building $217,044
2024	$5,407.00
2023		$64,409 Land $6,806 Building $57,603	$193,227 Land $20,418 Building $172,809

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1978–2007)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on E Garden St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures