St. Charles County property record for 119 E Elm St, O Fallon, MO 63366
| Property Type | Commercial |
|---|---|
| Details | 13,996 sqft · built 1987 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Company Name on Record |
| Last Sale | $710,000 (May 2021) |
| Tax Bill | $14,906 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 198330A000 |
| Primary APN | 198330A000 |
|---|---|
| Alternative APN |
|
| Building Area | 13,996 sqft Gross Area |
|---|---|
| 1st Floor Area | 13,996 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 42,689 sqft (0.98 acres) |
| Sewer | Connected |
|---|
| Account Number | 198330A000 |
|---|---|
| Street Address | 119 E ELM ST |
| City | O FALLON |
| State | MO |
| Zip | 63366-2600 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AB2 |
| Legal Description | PT NW 1/4 FRONTS ELM |
| Legal Range | 3 |
| Legal Township | 47 |
| Legal Section | 02 |
| Legal Subdivision | NORTHWOOD ESTATE 02 |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 311602 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 119 E ELM ST, O FALLON, MO 63366-2600 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2021 · Amount on Record |
| Deed Sale | May 3, 2021 · Amount on Record |
| Prior Sale | Apr 1, 2016 · Amount on Record |
| Deed Document Number | 202138441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 3, 2021 |
| Property Address | 119 E ELM ST, O FALLON, MO 63366-2600 |
| Document Number | 2021R038441 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021R-038441 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2464 HIGHWAY Y, 2464, O FALLON, MO 63366-5002 |
| Name | Verified Name |
|---|---|
| Address | 119 E ELM ST, O FALLON, MO 63366-2600 |
| Document Number | 2021R038442 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021R-038442 |
| Name | ENTERPRISE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 2021R038444 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021R-038444 |
| Name | ENTERPRISE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BALLWIN, MO 63011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,435 (-) | $676,362 (-) Land $96,050 Building $580,312 | |
| 2025 | $14,906.00 (+4.99%) | $216,435 (+7.85%) | $676,362 (+7.85%) Land $96,050 Building $580,312 |
| 2024 | $14,197.00 | ||
| 2023 | $200,683 | ||
| 2022 | $627,136 Land $96,050 Building $531,086 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 23 (1981–2022) |
| Claims Outside the SFHA | 2 of 23 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures