114 E Elm St, #6, O Fallon, MO 63366 Property Records

St. Charles County property record for 114 E Elm St, #6, O Fallon, MO 63366

Property Summary

Property TypeCommercial
Detailsbuilt 1950
Lot Size0.303 acres (13,200 sqft)
OwnerCompany Name on Record
Last Sale$42,500 (Sep 2018)
Tax Bill$1,000 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN251970A000

Property Details

APN / Parcel Number

Primary APN251970A000
Alternative APN
  • 2-056B-4475-02-0002.0000000

Exterior

Year BuiltBuilt 1950
Lot Area13,200 sqft
Lot Dimensions220 ft deep x 60 ft wide
Garage TypeDetached

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number251970A000
Old Parcel Number251970A000
Street Address114 E ELM ST STE 6, 6
CityO FALLON
StateMO
Zip63366-2642
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeAC0
Legal DescriptionW H WILLIAMS ADDN BLK 2 LOT 2
Legal Range03E
Legal Township47N
Legal SubdivisionWILLIAMS ADDN-OFALLON
Legal Block2
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group1
Census Block1021
Census Tract311602

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address114 E ELM ST STE 6, 6, O FALLON, MO 63366-2642
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Deed of Trust, Mortgage · Line of Credit
CARROLLTON BANK
Sep 19, 2018Grant Deed, Transfer
US TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2018 · Amount on Record
Deed SaleSep 19, 2018 · Amount on Record
Prior SaleMay 9, 2016 · Amount on Record
Deed Document Number0006979919
Deed Book / Page6979 / 919
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address114 E ELM ST STE 8, 8, O FALLON, MO 63366-2642
Transaction TypeMortgage
Record UpdatedOct 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 E ELM ST 6, 6, O FALLON, MO 63366-2642

Mortgage

Document Number0000022286
DateApr 19, 2022
Instrument2022R-022286
Lender
NameCARROLLTON BANK
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateSep 19, 2018
Property Address114 E ELM ST STE 8, 8, O FALLON, MO 63366-2642
Document Number0069790919
Book / Page006979 / 000919
Instrument DateSep 18, 2018
Instrument538420
Transaction TypeTransfer
Record UpdatedOct 4, 2018
Title CompanyUS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address850 WATSON RD #169 ST LOUIS MO 63119, 169, ST LOUIS, MO 63119

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,000.00$14,523 (+2.32%)$45,386 (+2.32%) Land $29,700 Building $15,686
2023$14,194
2022$44,356 Land $29,700 Building $14,656

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims23 (1981–2022)
Claims Outside the SFHA2 of 23
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed, Wisper ISP.

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