119 E Cherry St, Reading, MI 49274 Property Records

Hillsdale County property record for 119 E Cherry St, Reading, MI 49274 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Square Footage1,074 sqft Living Area
Lot Size13,068 sqft (0.3 acres)
Garage840 sqft
OccupancyOwner Occupied
Last Sale$124,900 (2020)
Tax Bill$1,165.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-040-001-029

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,074 sqft Living Area
Gross Area1,659 sqft Gross Area
1st Floor1,659 sqft 1st Floor
Basement Area1,074 sqft Basement
Unfinished Basement1,074 sqft Unfinished
Stories1 Stories

Exterior

Exterior MaterialAluminum/Vinyl Exterior
Lot Area13,068 sqft (0.3 acres)
Depth X Width132 ft x 99 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area840 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address119 E CHERRY ST
CityREADING
StateMI
Zip49274-9409
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 9 EXC W 16.5 FTPROUTY & FULLER ADD SEC 26 T7S R4W CITY OF READING
Legal Range04W
Legal Township07S
Legal Section26
Legal SubdivisionPROUTY & FULLER ADD
Legal Lot Number9
JurisdictionHILLSDALE MI
Minor Civil DivisionREADING
Census Blockgroup5
Census Block5031
Census Tract50400

Owner

Source: Hillsdale County records · APN 20-040-001-029

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address119 E CHERRY ST, READING, MI 49274-9409
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 24, 2020 · Amount on Record
Deed SaleAug 24, 2020 · Amount on Record
Prior SaleJun 22, 2016 · Amount on Record
Deed Book / Page1770 / 945
Prior Transfer DateJun 21, 2016
Prior Transfer Doc01626/0461
Record RefreshedJun 08, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateAug 24, 2020
Property Address119 E CHERRY ST, READING, MI 49274-9409
Document Number001770/945
Book / Page1770 / 945
Map ReferenceLB AA PG 25
Instrument DateAug 19, 2020
Transaction TypeTransfer
Record UpdatedJul 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3840 BANKERS RD, 3840, HILLSDALE, MI 49242-8630

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 E CHERRY ST, READING, MI 49274-9409

Mortgage

Document Number0001770947
DateAug 24, 2020
Instrument1770/947
Lender
NameRUOFF MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
MunicipalityReading City
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,165.00 (-29.69%) Homeowner's exemption$72,700 (+35.13%)$139,877 (+36.59%) Land $9,118 Building $130,759
2023$53,800$102,406 Land $8,066 Building $94,340
2021$1,657.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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