Hillsdale County property record for 109 E Cherry St, Reading, MI 49274 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Square Footage | 1,176 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $43,300 (2018) |
| Tax Bill | $910.00 (2025) |
| Primary APN | 20-040-001-031 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 2,072 sqft Gross Area |
| 1st Floor | 2,072 sqft 1st Floor |
| Basement Area | 1,176 sqft Basement |
| Unfinished Basement | 1,176 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Architectural Style | Ranch Style |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Total Buildings | 2 Total Buildings |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 109 E CHERRY ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9409 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 11 PROUTY & FULLER ADD SEC 26 T7S R4W CITY OF READING |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 26 |
| Legal Subdivision | PROUTY & FULLER ADD |
| Legal Lot Number | 11 |
| Jurisdiction | HILLSDALE MI |
| Minor Civil Division | READING |
| Census Blockgroup | 5 |
| Census Block | 5031 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 20-040-001-031
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 234 MARSHALL ST, LITCHFIELD, MI 49252-9740 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 08, 2018 | Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Dec 19, 2017 | Sheriff's Deed, Foreclosure Result of a Foreclosure Auction |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2018 · Amount on Record |
| Deed Sale | Oct 08, 2018 · Amount on Record |
| Prior Sale | Dec 19, 2017 · Amount on Record |
| Deed Book / Page | 1704 / 727 |
| Prior Transfer Date | Dec 08, 2017 |
| Prior Transfer Doc | 01677/0163 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Oct 08, 2018 |
| Property Address | 109 E CHERRY ST, READING, MI 49274-9409 |
| Document Number | 01704/0727 |
| Book / Page | 1704 / 0727 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TITLE AGENCY OF SOU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $374.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 E MAIN ST, 333, MIDLAND, MI 48640-6511 |
| Name | Verified Name |
|---|---|
| Address | 8340 LONG LAKE RD, READING, MI 49274-9310 |
| Document Number | 0001704729 |
|---|---|
| Date | Oct 08, 2018 |
| Instrument | 1704/729 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Dec 19, 2017 |
| Property Address | 109 E CHERRY ST, READING, MI 49274-9409 |
| Document Number | 01677/0163 |
| Book / Page | 1677 / 0163 |
| Instrument Date | Dec 08, 2017 |
| Instrument | 1677-0163 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $46.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 375 WILLOW LN, 375, COLDWATER, MI 49036-9359 |
| Name | Verified Name |
|---|---|
| Address | 111 E LYON RD, MIDLAND, MI 48640 |
Source: Hillsdale County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $910.00 (-29.68%) Homeowner's exemption | $69,900 (+42.36%) | $139,735 (+42.43%) Land $8,580 Building $131,155 |
| 2023 | $49,100 | $98,111 Land $7,590 Building $90,521 | |
| 2021 | $1,294.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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