119 E Cayuga St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 119 E Cayuga St, Oswego, NY 13126

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 2,736 sqft · built 1890
Lot Size	0.148 acres (6,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jan 2022)
Tax Bill	$3,521 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.41-07-23`

Property Details

APN / Parcel Number

Primary APN	`351200 128.41-07-23`
Alternative APNs	`120012804100070230000000` `1337 M`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,736 sqft Total Area
1st Floor Area	1,456 sqft
2nd Floor Area	1,280 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,470 sqft (0.148 acres)
Lot Dimensions	100 ft deep x 64.7 ft wide
Garage Type	Detached
Garage Area	224 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1337 M
Street Address	119 E CAYUGA ST
City	OSWEGO
State	NY
Zip	13126-2352
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	TN1
Legal Description	B 73, L 3 035-018-000
Legal Subdivision	FOURTH WARD
Legal Block	7
Legal Lot Number	23.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4004
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3015 OCEANSIDE RD, OCEANSIDE, NY 11572-4224
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Prior Sale	Oct 25, 1994 · Amount on Record
Deed Document Number	2022836
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 25, 2022
Property Address	119 E CAYUGA ST, OSWEGO, NY 13126-2352
Document Number	0000000836
Instrument Date	Jan 17, 2022
Instrument	R-2022-000836
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 E CAYUGA ST, 123, OSWEGO, NY 13126-2256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 OCEANSIDE RD, OCEANSIDE, NY 11572-4224

Mortgage

Document Number	0000000837
Date	Jan 25, 2022
Instrument	R-2022-000837

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,521.00 (-1.15%)
2025	$3,562.00	$190,000 (+49.84%) Land $15,600 Building $174,400	$190,000 (+24.37%) Land $15,600 Building $174,400
2023		$126,800 Land $12,400 Building $114,400	$152,771 Land $14,940 Building $137,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20