118 E Cayuga St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 118 E Cayuga St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,316 sqft · built 1890
Lot Size	0.098 acres (4,300 sqft)
Owner	Company Name on File
Last Sale	$55,000 (Jul 2021)
Tax Bill	$1,406 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.41-06-07`

Property Details

APN / Parcel Number

Primary APN	`351200 128.41-06-07`
Alternative APNs	`120012804100060070000000` `2442 M`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,316 sqft Living Area
1st Floor Area	964 sqft
2nd Floor Area	352 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	4,300 sqft (0.098 acres)
Lot Dimensions	86 ft deep x 50 ft wide
Porch	Slab
Porch Area	152 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2442 M
Street Address	118 E CAYUGA ST
City	OSWEGO
State	NY
Zip	13126-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Description	B 91, L 29 141-019-000
Legal Subdivision	SUBDIVISION NO 29
Legal Block	6
Legal Lot Number	7.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4008
Census Tract	21605

Owner

Source: Oswego County and Oswego City records · APN 351200 128.41-06-07

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	304 W BROADWAY, 100, FULTON, NY 13069-2220
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Jun 21, 2000 · Amount on Record
Deed Document Number	20218075
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 14, 2021
Property Address	118 E CAYUGA ST, OSWEGO, NY 13126-2257
Document Number	0000008075
Instrument Date	Jun 24, 2021
Instrument	R-2021-008075
Transaction Type	Transfer
Record Updated	Aug 04, 2021
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 CARSON DR, 47, OSWEGO, NY 13126-2981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 OSWEGO ST, BALDWINSVILLE, NY 13027-2469

Mortgage

Document Number	0000008076
Date	Jul 14, 2021
Instrument	R-2021-008076

Lender

Name	JOHN POWERS
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,406.00	$75,000 (+5%) Land $14,900 Building $60,100	$75,000 (+24.5%) Land $14,900 Building $60,100
2023		$50,000 Land $7,400 Building $42,600	$60,241 Land $8,916 Building $51,325

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), as of October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 644 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY3704361, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSWEGO CITY serves 29,400 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.