119 E 2nd St, Xenia, OH 45385 Property Records

Greene County property record for 119 E 2nd St, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,227 sqft · built 1900
Lot Size	0.149 acres (6,526 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,165 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0012.0-0177.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0012.0-0177.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,227 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Lot Area	6,526 sqft (0.149 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	119 E 2ND ST
City	XENIA
State	OH
Zip	45385-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	XENIA E PT W 1/2 LOT 162 119 E SECOND ST
Legal Subdivision	XENIA
Legal Lot Number	162
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	5
Census Block	5016
Census Tract	240600

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 E 2ND ST, XENIA, OH 45385-3417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 13, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 12, 2024
Transfer Doc	0000013341
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Recording Date	Aug 14, 2026
Property Address	119 E 2ND ST, XENIA, OH 45385-3417
Document Number	0000013627
Instrument Date	Aug 10, 2026
Instrument	202613627
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 E 2ND ST, XENIA, OH 45385-3417

Mortgage

Document Number	0000013627,
Date	Aug 14, 2026
Instrument	202613627

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GREENE OH
Recording Date	Jul 13, 2021
Property Address	119 E 2ND ST, XENIA, OH 45385-3417
Document Number	2021016857
Map Reference	MB 1 PG 199-201
Instrument Date	Jun 30, 2021
Instrument	2021016857
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,165.00 (-2.04%)	$51,670 (-) Land $2,720 Building $48,950
2024	$2,210.00 (-1.82%)	$51,670 (-) Land $2,720 Building $48,950
2023	$2,251.00 (+15.02%)	$51,670 (+34.21%) Land $2,720 Building $48,950	$147,620 (+34.2%) Land $7,770 Building $139,850
2022	$1,957.00	$38,500 Land $2,180 Building $36,320
2020			$110,000 Land $6,220 Building $103,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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