119 E 15th Ter, Higginsville, MO 64037 Property Records

Lafayette County property record for 119 E 15th Ter, Higginsville, MO 64037

Property Summary

Property Type	Single Family Home
Details	1 bd · 827 sqft · built 1910
Lot Size	0.144 acres (6,286 sqft)
Owner	Individual Name on Record
Last Sale	$135,300 (Apr 2026)
Tax Bill	$297 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-3.0-06-2-002-017.000`

Property Details

APN / Parcel Number

Primary APN	`17-3.0-06-2-002-017.000`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	827 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,286 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Shed	1 Shed

Location & Zoning

Street Address	119 E 15TH TER
City	HIGGINSVILLE
State	MO
Zip	64037-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 & 7 HOEFERS SUBD; 779-291, 779-293, 831-847, 886-567, 2017DR3351, 2020DR3135
Legal Range	25
Legal Township	49
Legal Section	06
Legal Subdivision	HOEFERS SUBD
Legal Lot Number	6-7
Jurisdiction	LAFAYETTE MO
Township / Civil Division	DAVIS
Census Block Group	3
Census Block	3017
Census Tract	90401

Owner

Source: Lafayette County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 E 15TH TER, HIGGINSVILLE, MO 64037-1301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · FHA Mortgage CENTRAL TRUST BANK
Apr 29, 2026	Warranty Deed, Transfer · FHA Mortgage CENTRAL TRUST BANK
Sep 11, 2017	Deed of Trust, Mortgage CENTRAL BANK OF WARRENSBURG
Dec 15, 2017	Deed of Trust, Mortgage CENTRAL BANK OF WARRENSBURG
Aug 4, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Deed Document Number	20261733
Prior Transfer Date	Jan 16, 2020
Prior Transfer Doc	2020DR3135
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Apr 29, 2026
Property Address	119 E 15TH TER, HIGGINSVILLE, MO 64037-1301
Document Number	0000001733
Instrument Date	Apr 22, 2026
Instrument	2026.1733
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	TRUMAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001734,
Date	Apr 29, 2026
Instrument	2026..1734

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Document Number	0000001735,
Date	Apr 29, 2026
Instrument	2026.1735

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Apr 29, 2026
Property Address	119 E 15TH TER, HIGGINSVILLE, MO 64037-1301
Document Number	0000001733
Instrument Date	Apr 22, 2026
Instrument	20261733
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TRUMAN COUNTY TITLE, TRUMAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001734,
Date	Apr 29, 2026
Instrument	20261734

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	2026DR1735,
Date	Apr 29, 2026
Instrument	20261735

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	119 E 15TH TER, HIGGINSVILLE, MO 64037-1301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/3352
Date	Sep 11, 2017
Book Page	2017/3352
Instrument	2017DR3352

Lender

Name	CENTRAL BANK OF WARRENSBURG
Type	Bank
Address	HIGGINSVILLE, MO 64037

Agreement

Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	119 E 15TH TER, HIGGINSVILLE, MO 64037-1301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/4632
Date	Dec 15, 2017
Book Page	2017/4632
Instrument	2017DR4632

Lender

Name	CENTRAL BANK OF WARRENSBURG
Type	Bank
Address	SEDALIA, MO 65301

Agreement

Amount	Amount Recorded

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Aug 4, 2020
Property Address	119 E 15TH TER, HIGGINSVILLE, MO 64037-1301
Document Number	2020DR3135
Instrument Date	Jan 16, 2020
Instrument	2020DR3135
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Higginsville City
Unified School District	Lafayette County C-1 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$297.00 (+12.5%)	$4,182 (+14.01%)	$22,010 (+14.01%) Land $9,000 Building $13,010
2024	$264.00
2023		$3,668	$19,306 Land $7,896 Building $11,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGGINSVILLE PWS serves 4,800 people · EPA ID MO1010363
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Green Hills Technologies Cable · Fiber in parts of the area	250 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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