115 E 15th Ter, Higginsville, MO 64037 Property Records

Lafayette County property record for 115 E 15th Ter, Higginsville, MO 64037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1930
Lot Size	0.144 acres (6,286 sqft)
Owner	Individual Name on Record
Tax Bill	$239 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Dec 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-3.0-06-2-002-015.000`

Property Details

APN / Parcel Number

Primary APN	`17-3.0-06-2-002-015.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,286 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Slab
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	115 E 15TH TER
City	HIGGINSVILLE
State	MO
Zip	64037-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 HOEFERS SUBD; 676-690, 876-1133, 2017DR4670, 2018DR4802
Legal Range	25
Legal Township	49
Legal Section	06
Legal Subdivision	HOEFERS SUBD
Legal Lot Number	4
Jurisdiction	LAFAYETTE MO
Township / Civil Division	DAVIS
Census Block Group	3
Census Block	3017
Census Tract	90401

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6688 VARNER RD, ODESSA, MO 64076-7137
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2018	Deed of Trust, Mortgage BANK OF ODESSA
Dec 3, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FLAT BRANCH MORTGAGE
Jun 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FLAT BRANCH MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 15, 2008
Transfer Doc	1165/802
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	115 E 15TH TER, HIGGINSVILLE, MO 64037-1301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018DR0879
Date	Mar 13, 2018
Instrument	2018DR0879

Lender

Name	BANK OF ODESSA
Type	Bank

Agreement

Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	115 E 15TH TER, HIGGINSVILLE, MO 64037-1301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018DR4804
Date	Dec 3, 2018
Instrument	2018DR4804

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	115 E 15TH TER, HIGGINSVILLE, MO 64037-1301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020DR2209
Date	Jun 10, 2020
Instrument	2020DR2209

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Higginsville City
Unified School District	Lafayette County C-1 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$239.00 (+12.21%)	$3,371 (+14.04%)	$17,740 (+14.02%) Land $4,500 Building $13,240
2024	$213.00
2023		$2,956	$15,558 Land $3,948 Building $11,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGGINSVILLE PWS serves 4,800 people · EPA ID MO1010363
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Green Hills Technologies Cable · Fiber in parts of the area	250 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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